11240 Bare Dr, Clio, MI 48420 Property Records

Genesee County property record for 11240 Bare Dr, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft · built 1956
Lot Size	0.687 acres (29,926 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Feb 2014)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-22-554-027`

Property Details

APN / Parcel Number

Primary APN	`18-22-554-027`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	29,926 sqft (0.687 acres)
Lot Dimensions	170 ft deep x 176 ft wide
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11240 BARE DR
City	CLIO
State	MI
Zip	48420-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 79 SUBURBAN ACRES NO 2
Legal Subdivision	SUBURBAN ACRES 2
Legal Lot Number	79
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1002
Census Tract	10116

Owner

11240 Bare Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11240 BARE DR, CLIO, MI 48420-1575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Sep 15, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2014 · Amount on File
Deed Sale	Feb 10, 2014 · Amount on File
Prior Sale	Oct 10, 2013 · Amount on File
Deed Document Number	20146214
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000074282
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11240 BARE DR, CLIO, MI 48420-1575
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11240 BARE DR, CLIO, MI 48420-1575

Mortgage

Document Number	0000041052
Date	Jul 14, 2023
Instrument	202307140041052

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2038

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 15, 2021
Property Address	11240 BARE DR, CLIO, MI 48420-1575
Document Number	0000074282
Map Reference	LB 28 PG 13
Instrument Date	Aug 20, 2021
Instrument	202109150074282
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10021 NICHOLS RD, 10021, MONTROSE, MI 48457-9173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11240 BARE DR, CLIO, MI 48420-1575

Mortgage

Document Number	0000074283
Date	Sep 15, 2021
Instrument	202109150074283

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11240 Bare Dr was $1,658 with a homeowner's exemption, up 5.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300 (+4.15%)	$150,600 (+4.15%)
2025	$1,658.00 (+5.54%) Homeowner's exemption	$72,300	$144,600
2024	$1,571.00
2023		$60,000	$120,000
2019	$2,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11240 Bare Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11240 Bare Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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