1124 Williams St, New Bern, NC 28560 Property Records

Craven County property record for 1124 Williams St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 800 sqft · built 1992
Lot Size	0.121 acres (5,285 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,097 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`8-014-239`

Property Details

APN / Parcel Number

Primary APN	`8-014-239`
Alternative APN	`114588`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,285 sqft (0.121 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114588
Street Address	1124 WILLIAMS ST
City	NEW BERN
State	NC
Zip	28560-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR6
Legal Description	LOT 117 MECHANICSVILLE
Legal Subdivision	MECHANICSVILLE
Legal Lot Number	117
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3035
Census Tract	960800

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 3, 2013
Transfer Doc	3192/0181
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860

Mortgage

Document Number	003868/572
Date	Feb 6, 2026
Book Page	3868/572
Instrument	10151993

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03740/1553
Date	Sep 9, 2022
Book Page	3740/1553
Instrument	10102930

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3610/236
Date	Apr 23, 2020
Book Page	3610/236
Instrument	10053564

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1124 WILLIAMS ST, NEW BERN, NC 28560-3860
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0034940746
Date	Mar 7, 2017
Book Page	3494/0746

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,097.00 (+3.39%)	$118,590 (-) Land $6,000 Building $112,590	$118,590 (-) Land $6,000 Building $112,590
2025	$1,061.00 (+2.22%)	$118,590 (-) Land $6,000 Building $112,590	$118,590 (-) Land $6,000 Building $112,590
2023	$1,038.00 (+28.78%)	$118,590 (+65.67%) Land $6,000 Building $112,590	$118,590 (+65.67%) Land $6,000 Building $112,590
2022	$806.00	$71,580 Land $4,000 Building $67,580
2018			$71,580 Land $4,000 Building $67,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	53 (1996–2023)
Claims Outside the SFHA	2 of 53
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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