1124 W Main St, Denison, TX 75020 Property Records

Grayson County property record for 1124 W Main St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 2023
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$239,386 (Mar 2024)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D017 3117620`

Property Details

APN / Parcel Number

Primary APN	`D017 3117620`
Alternative APN	`143679`

Interior

Stories	1 Story
Building Area	1,293 sqft Living Area
Gross Area	1,697 sqft
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	271 sqft

Location & Zoning

Street Address	1124 W MAIN ST
City	DENISON
State	TX
Zip	75020-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 2ND ADDN, BLOCK 59, LOT 7, ACRES 0.1377
Legal Subdivision	MILLERS 2ND ADDN
Legal Block	59
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1060
Census Tract	502

Owner

1124 W Main St is owned and occupied by an individual who bought it in March 2024.

Source: Grayson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1124 W MAIN ST, DENISON, TX 75020-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 7, 2023	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
May 19, 2023	Vendor's Lien, Transfer · Construction Mortgage BANK 7
Feb 24, 2022	Transfer on Death Deed, Transfer
Feb 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	May 19, 2023 · Amount on File
Deed Document Number	20246537
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000006079
Record Updated	Oct 29, 2026

March 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 11, 2024
Property Address	1124 W MAIN ST, DENISON, TX 75020-3352
Document Number	0000006537
Map Reference	VOL Y PG 539
Instrument Date	Mar 11, 2024
Instrument	2024-6537
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 W MAIN ST, DENISON, TX 75020-3352

Mortgage

Document Number	0000006538
Date	Mar 11, 2024
Instrument	6538

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1124 W MAIN ST, DENISON, TX 75020-3352
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14643 DALLAS PKWY 7050, 7050, DALLAS, TX 75254-7410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017338
Date	Jul 7, 2023
Instrument	2023-17338

Lender

Name	SIMMONS BANK
Type	Bank
Address	METAIRIE, LA 70009

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 19, 2023
Property Address	1124 W MAIN ST, DENISON, TX 75020-3352
Document Number	0000013024
Map Reference	VOL Y PG 539
Instrument Date	May 18, 2023
Instrument	2023-00013024
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14643 DALLAS PKWY # 1050, 1050, DALLAS, TX 75254-7410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013025
Date	May 19, 2023
Instrument	2023-00013025

Lender

Name	BANK 7
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 24, 2022
Property Address	1124 W MAIN ST, DENISON, TX 75020-3352
Document Number	0000006079
Instrument Date	Feb 21, 2022
Instrument	2022-6079
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 COUNTRY LN, SHERMAN, TX 75092-4783

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Feb 24, 2022
Property Address	1124 W MAIN ST, DENISON, TX 75020-3352
Document Number	0000006078
Instrument Date	Jan 26, 2022
Instrument	2022-6078
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 COUNTRY LN, SHERMAN, TX 75092-4783

Tax Assessment & Valuation

The 2025 property tax bill for 1124 W Main St was $4,168 with a homeowner's exemption, down 8.1% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (-8.07%) Homeowner's exemption	$256,317 Land $40,200 Building $216,117	$256,317 Land $40,200 Building $216,117
2024	$4,534.00
2023		$36,840 Land $36,840	$36,840 Land $36,840
2022	$875.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1124 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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