1124 Thunder Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 1124 Thunder Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,545 sqft · built 2002
Lot Size	0.161 acres (7,056 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2019)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083114M C 01600`

Property Details

APN / Parcel Number

Primary APN	`083114M C 01600`
Alternative APN	`114M C 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,056 sqft (0.161 acres)
Lot Dimensions	114 ft deep x 61.7 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	756 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 THUNDER RD
City	GALLATIN
State	TN
Zip	37066-6664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 18 PAGE: 300 BLOCK: LOT: 96 SUBD: EAGLE CREEK SEC 3
Legal Subdivision	EAGLE CREEK SEC 3
Legal Lot Number	96 61
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1124 THUNDER RD, GALLATIN, TN 37066-6664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE MORTGAGE INC
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CAMBRIDGE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Jul 22, 2002 · Amount on Record
Deed Document Number	1292598
Deed Book / Page	5093 / 377
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1124 THUNDER RD, GALLATIN, TN 37066-6664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARANTY TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054430648
Date	Dec 21, 2020
Book Page	5443/648
Instrument	1342825

Lender

Name	CAMBRIDGE MORTGAGE INC
Type	Non-Lending Institution
Address	GALLATIN, TN 37066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 4, 2019
Property Address	1124 THUNDER RD, GALLATIN, TN 37066-6664
Document Number	0050930377
Book / Page	5093 / 377
Map Reference	MB 18 PG 300-302
Instrument Date	Nov 27, 2019
Instrument	1292598
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 THUNDER RD, GALLATIN, TN 37066-6664

Mortgage

Document Number	5093380
Date	Dec 4, 2019
Instrument	5093/380

Lender

Name	CAMBRIDGE MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (-17.2%)	$95,600 (+77.86%) Land $25,000 Building $70,600
2024			$382,400 (+77.86%) Land $100,000 Building $282,400
2023	$1,640.00 (-0.36%)	$53,750 (-) Land $15,025 Building $38,725
2022	$1,646.00	$53,750 Land $15,025 Building $38,725
2021			$215,000 Land $60,100 Building $154,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	3 of 19
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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