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1124 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1124 Smith Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,565 sqft · built 2021
Lot Size0.11 acres (4,792 sqft)
OwnerTrust Name on File
Last Sale$220,000 (Jun 2019)
Tax Bill$16,968 (2025)
Deeds & MortgagesMar 2022 Sale
Dec 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-36-481-007

Property Details

APN / Parcel Number

Primary APN08-19-36-481-007

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,565 sqft Living Area
1st Floor Area948 sqft
Basement Area948 sqft
Unfinished Basement948 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area93 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1124 SMITH AVE
CityBIRMINGHAM
StateMI
Zip48009-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 813 1-19-99 FR 001
Legal Range10E
Legal Township02N
Legal Section36
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number1,813
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3008
Census Tract153300

Owner

1124 Smith Ave is owner-occupied and held in a trust since February 2025.

Source: Oakland County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Dec 14, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 28, 2019Warranty Deed, Transfer · ARM
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleMay 10, 2007 · Amount on File
Deed Document Number2019103567
Deed Book / Page52976 / 22
Last Transfer DateFeb 25, 2025
Transfer Doc0000021894
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 21, 2022
Property Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031
Document Number0000346968
Book / Page57603 / 431
Map ReferenceLB 27 PG 5
Instrument DateFeb 28, 2022
Instrument346968
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$8,887.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 SMITH AVE, 1124, BIRMINGHAM, MI 48009-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1144 SMITH AVE, BIRMINGHAM, MI 48009-2031

Mortgage

Document Number0000263999
DateDec 14, 2020
Book Page55322/334
Instrument263999
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 28, 2019
Property Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031
Document Number0000103567
Book / Page52976 / 00022
Map ReferenceLB 27 PG 5
Instrument DateFeb 21, 2019
Instrument103567
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyHBI TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,892.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 SMITH AVE, 1124, BIRMINGHAM, MI 48009-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 SMITH AVE, BIRMINGHAM, MI 48009-2031

Mortgage

Document Number5297600024
DateJun 28, 2019
Instrument52976/00024
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term357 Months
DueMar 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.95%
Type Change DateMar 1, 2026
Min Rate At Change2.25%
Max Rate At Change8.95%
Index1-Year LIBOR
Max Rate8.95%

Tax Assessment & Valuation

The 2025 property tax bill for 1124 Smith Ave was $16,968 with a homeowner's exemption, down 9.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,968.00 (-9.78%) Homeowner's exemption$556,590$1,113,180
2024$18,808.00
2023$464,250$928,500
2021$3,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1124 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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