1124 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1124 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,788 sqft · built 1977
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2016)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-05338503`

Property Details

APN / Parcel Number

Primary APN	`01-904-05338503`
Alternative APNs	`190405338503` `90405338503`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	904 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	66 sqft
Deck Area	248 sqft
Patio Area	260 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	90405338503
Street Address	1124 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 5929 5930 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5929
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	701103

Owner

1124 Shore Dr is owned and occupied by two individuals who bought it in August 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1124 SHORE DR, EDGEWATER, MD 21037-2520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2016 · Amount on File
Deed Sale	Aug 18, 2016 · Amount on File
Prior Sale	Apr 10, 1987 · Amount on File
Deed Book / Page	29941 / 101
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1124 SHORE DR, EDGEWATER, MD 21037-2520
Document Number	0343480175
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1124 SHORE DR EDGEWATER MD 210372520, EDGEWATER, MD 21037-2520

Mortgage

Document Number	0343480175
Date	Mar 23, 2020
Book Page	034348/000175

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1124 Shore Dr was $5,388 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,300 Land $325,000 Building $219,300	$544,300 Land $325,000 Building $219,300
2025	$5,388.00
2023	$4,501.00 Homeowner's exemption	$470,400 Land $305,000 Building $165,400	$470,400 Land $305,000 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880