1124 Sawmill Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1124 Sawmill Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,876 sqft · built 1996
Lot Size	0.23 acres (10,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2019)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-32-178-022`

Property Details

APN / Parcel Number

Primary APN	`19-32-178-022`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,876 sqft
Gross Area	2,402 sqft
1st Floor Area	938 sqft
2nd Floor Area	938 sqft

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,050 sqft (0.23 acres)
Lot Dimensions	134 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1124 SAWMILL LN
City	ALGONQUIN
State	IL
Zip	60102-5963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0028072 LT 71 DAWSON MILL SUB MEMO: MARTINEZ, REFUGIO/ LUEVANO, ALMA R
Legal Range	08E
Legal Township	43N
Legal Section	32
Legal Subdivision	DAWSON MILL
Legal Block	178
Legal Lot Number	71
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Sep 23, 1996 · Amount on Record
Deed Document Number	0000028072
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963

Mortgage

Document Number	0000004427
Date	Feb 27, 2024
Instrument	2024R0004427

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038365
Date	Jul 14, 2021
Instrument	2021R0038365

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963
Document Number	0000004111
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 SAWMILL LN ALGONQUIN IL 601025963, ALGONQUIN, IL 60102-5963

Mortgage

Document Number	0000004111
Date	Feb 3, 2020
Instrument	4111

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 29, 2019
Property Address	1124 SAWMILL LN, ALGONQUIN, IL 60102-5963
Document Number	0000028072
Instrument Date	Jul 17, 2019
Instrument	28072
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1621 CLAY CT MELROSE PARK IL 601602418, MELROSE PARK, IL 60160-2418

Mortgage

Document Number	28073
Date	Aug 29, 2019
Instrument	28073

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$95,663 Land $22,049 Building $73,614	$286,989 Land $66,147 Building $220,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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