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1124 S 7th St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1124 S 7th St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,224 sqft · built 1937
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (May 2023)
Tax Bill$11,681 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-09-32-215-008

Property Details

APN / Parcel Number

Primary APN09-09-32-215-008
Alternative APN
  • 0932215008

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,224 sqft Living Area
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleRanch
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1124 S 7TH ST
CityANN ARBOR
StateMI
Zip48103-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionLOT 124 ALLMENDINGER HEIGHTS ADDN
Legal Range06E
Legal Township02S
Legal Section32
Legal SubdivisionALLMENDINGER HEIGHTS ADD
Legal Block215
Legal Lot Number124
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group1
Census Block1000
Census Tract404100

Owner

1124 S 7th St is owned and occupied by an individual who bought it in May 2023.

Source: Washtenaw County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1124 S 7TH ST, ANN ARBOR, MI 48103-5502
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 16, 2018Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2023 · Amount on File
Deed SaleMay 25, 2023 · Amount on File
Prior SaleFeb 16, 2018 · Amount on File
Deed Document Number20236688498
Deed Book / Page5521 / 620
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateMay 25, 2023
Property Address1124 S 7TH ST, ANN ARBOR, MI 48103-5502
Document Number0006688498
Book / Page5521 / 620
Map ReferenceLB 3 PG 21&22
Instrument DateMay 16, 2023
Instrument6688498
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 S 7TH ST, ANN ARBOR, MI 48103-5502

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 TUOMY RD, ANN ARBOR, MI 48104-4073

Mortgage

Document Number0006688530
DateMay 25, 2023
Instrument6688530
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.87%
Index1-Year CMT
Max Rate9.87%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1124 S 7TH ST, ANN ARBOR, MI 48103-5502
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanyPARKS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006589941
DateMay 12, 2021
Book Page5423/115
Instrument6589941
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateFeb 16, 2018
Property Address1124 S 7TH ST, ANN ARBOR, MI 48103-5502
Document Number0006411261
Book / Page5244 / 532
Map ReferenceLB3 PG21
Instrument DateFeb 2, 2018
Instrument6411261
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyAMERICAN TITLE CO OF WASHTEN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,829.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1890 HUNTINGTON RD, BIRMINGHAM, AL 35209-4148

Mortgage

Document Number0006411262
DateFeb 16, 2018
Instrument6411262
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1124 S 7th St was $11,681 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,800$497,600
2025$11,681.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1124 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 S 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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