1124 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1124 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,381 sqft · built 1910
Lot Size	0.073 acres (3,162 sqft)
Owner	Individual Name on Record
Last Sale	$573,000 (Jun 2004)
Tax Bill	$9,911 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00032-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00032-0000-00004`
Alternative APN	`130003200004`

Interior

Stories	2 Stories
Building Area	1,381 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	3,162 sqft (0.073 acres)
Lot Dimensions	102 ft deep x 31 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1124 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	31X102 0.0726
Legal Subdivision	PROPOSED SUB #1124
Legal Block	32
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 216, EDGEWATER, NJ 07020-0216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Prior Sale	Nov 19, 2002 · Amount on Record
Deed Book / Page	8695 / 140
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1124 RIVER RD, EDGEWATER, NJ 07020-1314
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 RIVER RD, EDGEWATER, NJ 07020-1314

Mortgage

Document Number	0051181480
Date	Nov 2, 2023
Book Page	5118/1480
Instrument	2023072031

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1124 RIVER RD, EDGEWATER, NJ 07020-1314
Document Number	0035941082
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 RIVER RD EDGEWATER NJ 070201314, EDGEWATER, NJ 07020-1314

Mortgage

Document Number	0035941082
Date	May 11, 2020
Book Page	003594/001082
Instrument	20047325

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1124 RIVER RD, EDGEWATER, NJ 07020-1314
Document Number	0033641483
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 RIVER RD EDGEWATER NJ 070201314, EDGEWATER, NJ 07020-1314

Mortgage

Document Number	0033641483
Date	Oct 2, 2019
Book Page	003364/001483
Instrument	65223

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,900 (+4.22%) Land $353,200 Building $274,700	$627,900 (+4.22%) Land $353,200 Building $274,700
2025	$9,911.00 (+6.05%)	$602,500 (+6.34%) Land $339,000 Building $263,500	$602,500 (+6.34%) Land $339,000 Building $263,500
2024	$9,346.00 (+5.62%)
2023		$566,600 Land $317,200 Building $249,400	$566,600 Land $317,200 Building $249,400
2022	$8,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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