1124 Regency Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 1124 Regency Ln, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,617 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$13,495 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-412-030`

Property Details

APN / Parcel Number

Primary APN	`01-24-412-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,617 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1124 REGENCY LN
City	CAROL STREAM
State	IL
Zip	60188-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CAMBRIDGE POINTE UN 5 ALL
Legal Subdivision	CAMBRIDGE POINTE UN 5
Legal Lot Number	51
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	841325

Owner

1124 Regency Ln is owned and occupied by an individual who acquired it in July 2017.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 20, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017
Deed Sale	Jul 20, 2017
Deed Document Number	201773064
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099525
Date	Sep 27, 2017
Instrument	R2017-099525

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ADVISORS TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048139
Date	May 14, 2020
Instrument	R2020-048139

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003137
Date	Jan 7, 2021
Instrument	R2021-003137

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 11, 2017
Property Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Document Number	0000082188
Map Reference	DOCR88-104834
Instrument Date	Aug 7, 2017
Instrument	R2017-082188
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329

Mortgage

Document Number	0000082189
Date	Aug 11, 2017
Instrument	R2017-082189

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 20, 2017
Property Address	1124 REGENCY LN, CAROL STREAM, IL 60188-4329
Document Number	0000073064
Instrument Date	May 1, 2017
Instrument	73064
Transaction Type	Foreclosure
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Tax	$798.00
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1N500 TURNBERRY LN WINFIELD IL 601902337, WINFIELD, IL 60190-2337
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1124 Regency Ln was $13,495 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,495.00	$171,063 Land $41,873 Building $129,190	$513,189 Land $125,619 Building $387,570
2022	$11,689.00 Homeowner's exemption	$132,690 Land $32,480 Building $100,210	$398,070 Land $97,440 Building $300,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Regency Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1124 Regency Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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