Clermont County property record for 1124 Orchard Ln, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,784 sqft · built 1991 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Oct 2022) |
| Tax Bill | $4,985 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-44-12.-017 |
| Primary APN | 28-44-12.-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,255 sqft (0.465 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Patio Area | 182 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1124 ORCHARD LN |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER; LOT 17 |
| Legal Subdivision | WALTER |
| Legal Lot Number | 17 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41504 |
Source: Clermont County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Oct 11, 2022 | Warranty Deed, Transfer · Line of Credit GUARDIAN SAVINGS BANK |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK |
| Mar 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on Record |
| Deed Sale | Oct 11, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2019 · Amount on Record |
| Deed Document Number | 202225508 |
| Deed Book / Page | 2931 / 1072 |
| Prior Transfer Date | Oct 7, 2022 |
| Prior Transfer Doc | 0000025508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000023128 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 3007/1030 |
| Instrument | 202500023128 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 26, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 11, 2022 |
| Property Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000025508 |
| Book / Page | 2931 / 1072 |
| Map Reference | MB E PG 6 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 202200025508 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000025509 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 202200025509 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006772 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 2696/2328 |
| Instrument | 201700006772 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 11, 2019 |
| Property Address | 1124 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000004576 |
| Book / Page | 2803 / 2087 |
| Map Reference | MB E PG 6 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 201900004576 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000004577 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 201900004577 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,985.00 (-34.49%) | $92,720 (+17.72%) Land $12,500 Building $80,220 | |
| 2024 | $225,000 (-) Land $35,700 Building $189,300 | ||
| 2023 | $7,609.00 (+127.81%) Homeowner's exemption | $78,760 (+38.74%) Land $12,500 Building $66,260 | $225,000 (+38.72%) Land $35,700 Building $189,300 |
| 2022 | $3,340.00 Homeowner's exemption | $56,770 Land $8,400 Building $48,370 | |
| 2020 | $162,200 Land $24,000 Building $138,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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