1124 Oleson Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1124 Oleson Rd, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,364 sqft · built 1980
Lot Size	0.112 acres (4,863 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2026)
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-02-151-016`

Property Details

APN / Parcel Number

Primary APN	`8813-02-151-016`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,863 sqft (0.112 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1124 OLESON RD
City	WATERLOO
State	IA
Zip	50702-4240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OLESON ROAD CONDOMINIUM I UNIT 1124
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	OLESON ROAD CONDOMINIUM I
Legal Lot Number	1124
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-02-151-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1124 OLESON RD, WATERLOO, IA 50702-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2026 · Amount on Record
Deed Sale	Apr 03, 2026 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20264485
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 03, 2026
Property Address	1124 OLESON RD, WATERLOO, IA 50702-4240
Document Number	0000004485
Instrument Date	Mar 31, 2026
Instrument	20264485
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,695.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 OLESON RD, WATERLOO, IA 50702-4240

Mortgage

Document Number	0000004486,
Date	Apr 03, 2026
Instrument	20264486

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 29, 2021
Property Address	1124 OLESON RD, WATERLOO, IA 50702-4240
Document Number	202100016087
Instrument Date	Jan 15, 2021
Instrument	202100016087
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 OLESON RD, WATERLOO, IA 50702-4240

Mortgage

Document Number	202100016088
Date	Jan 29, 2021
Instrument	202100016088

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 05, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 05, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00 Homeowner's exemption	$97,430 (+18.89%) Land $8,510 Building $88,920	$97,430 (+18.89%) Land $8,510 Building $88,920
2024	$1,076.00 (-20.88%)
2023		$81,950 (+10.5%) Land $8,510 Building $73,440	$81,950 (+10.5%) Land $8,510 Building $73,440
2022	$1,360.00 Homeowner's exemption	$74,160 Land $7,300 Building $66,860
2021			$74,160 Land $7,300 Building $66,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Mediacom Communications, Lumen Technologies, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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