1124 Nela Ave, Orlando, FL 32809 Property Records

Orange County property record for 1124 Nela Ave, Orlando, FL 32809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,479 sqft · built 1959
Lot Size0.151 acres (6,583 sqft)
OwnerIndividual Name on File
Last Sale$238,300 (Jul 2017)
Tax Bill$3,910 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-23-29-8486-02-020

Property Details

APN / Parcel Number

Primary APN25-23-29-8486-02-020
Alternative APNs
  • 292325848602020
  • 419595
  • 425235
  • 429725

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,479 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,479 sqft
Utility Area88 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,583 sqft (0.151 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area761 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1124 NELA AVE
CityORLANDO
StateFL
Zip32809-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSWANN LAKE MANOR X/63 LOT 2 BLK B
Legal Range29E
Legal Township23S
Legal Section25
Legal SubdivisionSWANN LAKE MANOR
Legal Tract8486
Legal BlockB
Legal Lot Number2
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3021
Census Tract14100

Owner

1124 Nela Ave is owned and occupied by an individual who bought it in July 2017.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1124 NELA AVE, ORLANDO, FL 32809-6116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MTG CORP
Jul 13, 2017Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2017 · Amount on File
Deed SaleJul 1, 2017 · Amount on File
Prior SaleSep 6, 2016 · Amount on File
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1124 NELA AVE, ORLANDO, FL 32809-6116
Document Number0000357201
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 NELA AVE ORLANDO FL 328096116, ORLANDO, FL 32809-6116

Mortgage

Document Number0000357201
DateJun 30, 2020
Instrument357201
Lender
NameSUMMIT MTG CORP
AddressPLYMOUTH, MN 55441
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 29, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 13, 2017
Property Address1124 NELA AVE, ORLANDO, FL 32809-6116
Document Number0000390352
Instrument DateJul 12, 2017
Instrument390352
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyMEDALLION TITLE SERVICES, MEDALLION TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,668.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 NELA AVE ORLANDO FL 328096116, ORLANDO, FL 32809-6116

Mortgage

Document Number390353
DateJul 13, 2017
Instrument390353
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1124 Nela Ave was $3,910, up 5.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,126 (+2.7%)$369,830 (-1.25%) Land $120,000 Building $249,830
2025$3,910.00 (+5.53%) Homeowner's exemption$255,235$374,500 Land $120,000 Building $254,500
2024$3,705.00 (+7.73%)
2023$3,439.00 (+3.99%) Homeowner's exemption$239,847 (+3%)$346,940 (+24.96%) Land $100,000 Building $246,940
2022$3,307.00 Homeowner's exemption$232,861$277,644 Land $85,000 Building $192,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Nela Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 24 condo units
Nearby Flood Claims5 (1994–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 Nela Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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