1124 N State Rte 49, Onarga, IL 60955 Property Records

Iroquois County property record for 1124 N State Rte 49, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	8.41 acres (366,340 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2017)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32 06 100 028`

Property Details

APN / Parcel Number

Primary APN	`32 06 100 028`

Exterior

Lot Area	366,340 sqft (8.41 acres)

Location & Zoning

Street Address	1124 N STATE ROUTE 49
City	ONARGA
State	IL
Zip	60955-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 GL 1 NW 8.41@
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASH GROVE
Census Block Group	1
Census Block	1083
Census Tract	950800

Owner

1124 N State Rte 49 is owned and occupied by an individual who bought it in January 2017.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1124 N STATE ROUTE 49, ONARGA, IL 60955-7650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jan 6, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2017	Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Deed Document Number	201766
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1124 N STATE ROUTE 49, ONARGA, IL 60955-7650
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024R0902
Date	Mar 22, 2024
Instrument	24R0902

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 6, 2017
Property Address	1124 N STATE ROUTE 49, ONARGA, IL 60955-7650
Document Number	17R0065
Instrument Date	Jan 6, 2017
Instrument	17R0065
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MAIN ST NW, BOURBONNAIS, IL 60914-2311

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 6, 2017
Property Address	1124 N STATE ROUTE 49, ONARGA, IL 60955-7650
Document Number	17R0066
Instrument Date	Dec 19, 2016
Instrument	17R0066
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N STATE ROUTE 49, ONARGA, IL 60955-7650

Mortgage

Document Number	17R0067
Date	Jan 6, 2017
Instrument	17R0067

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1124 N State Rte 49 was $4,087 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Ash Grove Township
Unified School District	Cissna Park Community Unit School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00	$61,890 Land $26,300 Building $35,590	$185,670 Land $78,900 Building $106,770
2022	$3,025.00 Homeowner's exemption	$47,610 Land $20,230 Building $27,380	$142,830 Land $60,690 Building $82,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1124 N State Rte 49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 N State Rte 49 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

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