1124 N Spaulding Ave, Chicago, IL 60651 Property Records

Cook County property record for 1124 N Spaulding Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1908
Lot Size	0.092 acres (3,990 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2020)
Tax Bill	$6,777 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-409-041`

Property Details

APN / Parcel Number

Primary APN	`16-02-409-041`
Alternative APN	`16-02-409-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,990 sqft (0.092 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1124 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60651-4154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	WARD T (HUSTONS) RESUB OF LTS 19-28 IN E WALTER HERRI CKS SUB OF LT 6 OF SUPERIOR COURT PARTITION EH SEC 02-39-13
Legal Range	13E
Legal Township	39N
Legal Section	02
Legal Subdivision	WALTER HERRI CKS SUB
Legal Lot Number	19-28
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2005
Census Tract	836600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 N SPAULDING AVE, CHICAGO, IL 60651-4154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ONE REPUBLIC MTG INC
May 8, 2019	Quit Claim Deed, Transfer US BK
May 3, 2018	Warranty Deed, Transfer EMC CAPITAL FUND LLC SERIES J
Apr 16, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	202049216
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0000001127
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 30, 2020
Property Address	1124 N SPAULDING AVE, CHICAGO, IL 60651-4154
Document Number	2033349216
Instrument Date	Sep 29, 2020
Instrument	33349216
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N SPAULDING AVE CHICAGO IL 606514154, CHICAGO, IL 60651-4154

Mortgage

Document Number	2033349217
Date	Nov 30, 2020
Instrument	33349217

Lender

Name	ONE REPUBLIC MTG INC
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2019
Property Address	1124 N SPAULDING AVE, CHICAGO, IL 60651-4154
Document Number	1912801127
Instrument Date	Feb 27, 2019
Instrument	12801127
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 NEVA AVE GLENVIEW IL 600255008, GLENVIEW, IL 60025-5008

Mortgage

Document Number	1912801128
Date	May 8, 2019
Instrument	12801128

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate	5.99%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 3, 2018
Property Address	1124 N SPAULDING AVE, CHICAGO, IL 60651-4154
Document Number	1812619037
Instrument Date	Apr 5, 2018
Instrument	12619037
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 N SPAULDING AVE CHICAGO IL 606514154, CHICAGO, IL 60651-4154

Mortgage

Document Number	1812319038
Date	May 3, 2018
Instrument	12319038

Lender

Name	EMC CAPITAL FUND LLC SERIES J
Address	406 N ABERDEEN ST, CHICAGO, IL 60642-6549

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 16, 2018
Property Address	1124 N SPAULDING AVE, CHICAGO, IL 60651-4154
Document Number	1810629014
Instrument Date	Apr 4, 2018
Instrument	10629014
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$140.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 N SPAULDING AVE CHICAGO IL 606514154, CHICAGO, IL 60651-4154

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (-9.45%) Land $5,985 Building $26,015	$320,000 (-9.45%) Land $59,850 Building $260,150
2023	$6,777.00 (+3.23%)
2022	$6,565.00	$35,341 Land $4,788 Building $30,553	$353,410 Land $47,880 Building $305,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon, Zentro.

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