1124 N Front St, Reading, PA 19601 Property Records

Berks County property record for 1124 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,424 sqft · built 1970
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$51,000 (Apr 1999)
Tax Bill	$1,947 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5307-41-56-5486`

Property Details

APN / Parcel Number

Primary APN	`5307-41-56-5486`
Alternative APNs	`15-5307-41-56-5486` `15047050` `047050`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15047050
Street Address	1124 N FRONT ST
City	READING
State	PA
Zip	19601-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	56
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2036
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1124 N Front St is owned and occupied by two individuals who bought it in April 1999.

Source: Berks County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1124 N FRONT ST, READING, PA 19601-1418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 1999 · Amount on File
Deed Sale	Apr 12, 1999 · Amount on File
Deed Book / Page	3063 / 591
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 1, 2026
Property Address	1124 N FRONT ST, READING, PA 19601-1418
Document Number	0000021120
Instrument Date	Apr 10, 2026
Instrument	202621120
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N FRONT ST, READING, PA 19601-1418
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021120,
Date	Jul 1, 2026
Instrument	202621120

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1124 N FRONT ST, READING, PA 19601-1418
Document Number	0000005334
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N FRONT ST READING PA 196011418, READING, PA 19601-1418

Mortgage

Document Number	0000005334
Date	Feb 16, 2018
Instrument	5334

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1124 N Front St was $1,947 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,947.00 Homeowner's exemption	$69,000 Land $15,200 Building $53,800	$15,200 Land $15,200
2024	$1,826.00	$69,000 Land $15,200 Building $53,800
1994			$69,000 Land $15,200 Building $53,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 N Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1124 N Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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