1124 N 2nd St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1124 N 2nd St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	792 sqft · built 1905
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$51,537 (Apr 2024)
Tax Bill	$222 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
APN	`06-3.0-08-002-003-049.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-003-049.000`

Interior

Building Area	792 sqft Base Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Street Address	1124 N 2ND ST
City	SAINT JOSEPH
State	MO
Zip	64501-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:7 BLK:44LGL DESC:
Legal Subdivision	ROBIDOUX
Legal Block	44
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	400

Owner

1124 N 2nd St is owned and occupied by an individual who bought it in April 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1124 N 2ND ST, SAINT JOSEPH, MO 64501-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Document Number	20243119
Deed Book / Page	3796 / 730
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 26, 2024
Property Address	1124 N 2ND ST, SAINT JOSEPH, MO 64501-1104
Document Number	003796/730
Book / Page	3796 / 730
Instrument Date	Apr 26, 2024
Instrument	2024003119
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 601, SAINT JOSEPH, MO 64502-0601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N 2ND ST, SAINT JOSEPH, MO 64501-1104

Mortgage

Document Number	2024003120
Date	Apr 26, 2024
Instrument	2024003120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1124 N 2nd St was $222, up 0.5% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00 (+0.45%)	$3,070 Land $810 Building $2,260	$16,190 Land $4,270 Building $11,920
2024	$221.00 (+13.33%)
2023	$195.00 (-1.02%)	$2,960 (-) Land $810 Building $2,150	$15,570 Land $4,270 Building $11,300
2022	$197.00	$2,960 Land $810 Building $2,150
2021			$15,570 Land $4,270 Building $11,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1124 N 2nd St; there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20