1124 Merrill St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 1124 Merrill St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,572 sqft · built 1909
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2009)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Apr 2023 Transfer Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-409-001`

Property Details

APN / Parcel Number

Primary APN	`06-21-409-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	803 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	4,792 sqft (0.11 acres)
Lot Width	45 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1124 MERRILL ST
City	KALAMAZOO
State	MI
Zip	49008-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	5914 COMMENCING ON THE WEST LINE OF MERRILL STREET 44FT NORTH OF THE WESTERLY EXTENSION OF THE NORTH LINE OF AXTELL STREET;
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1002
Census Tract	601

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Intrafamily Transfer, Transfer
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Deed Document Number	200929310
Last Transfer Date	Apr 10, 2023
Transfer Doc	2023009955
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 28, 2023
Property Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Document Number	2023009955
Instrument Date	Apr 10, 2023
Instrument	2023-009955
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333

Mortgage

Document Number	2022027213
Date	Aug 22, 2022
Instrument	2022-027213

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021024882
Date	Jun 18, 2021
Instrument	2021-024882

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020031956
Date	Sep 21, 2020
Instrument	2020-031956

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1124 MERRILL ST, KALAMAZOO, MI 49008-1333
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019019908
Date	Jul 16, 2019
Instrument	2019-019908

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,300 (+5.98%)	$166,600 (+5.98%)
2025	$1,782.00 (+327.34%) Homeowner's exemption	$78,600 (+26.57%)	$157,200 (+26.57%)
2023		$62,100	$124,200
2019	$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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