1124 Hooper Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1124 Hooper Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1981
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-04-1-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-04-1-7`
Alternative APNs	`28-37-28-04-00001.0-0007.00` `2836834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Porch	Finished/Open Porch
Porch Area	540 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836834
Street Address	1124 HOOPER AVE NE
City	PALM BAY
State	FL
Zip	32905-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	QUAIL HOLLOW LOT 7 BLK 1
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	QUAIL HOLLOW
Legal Block	1
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 7, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Apr 29, 2021	Warranty Deed, Transfer · VA Mortgage ANGEL OAK HOME LOANS LLC
Oct 9, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	2022142372
Deed Book / Page	9526 / 2470
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0104371810
Date	Sep 24, 2025
Book Page	10437/1810
Instrument	2025191153

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0099922009
Date	Feb 14, 2024
Book Page	9992/2009
Instrument	2024030998

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 HENRY ST NE, PALM BAY, FL 32905-2624

Mortgage

Document Number	0098892778
Date	Sep 19, 2023
Book Page	9889/2778
Instrument	2023199669

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0098232410
Date	Jun 27, 2023
Book Page	9823/2410
Instrument	2023134446

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 7, 2022
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Document Number	0095262470
Book / Page	9526 / 2470
Map Reference	MB 28 PG 34
Instrument Date	May 16, 2022
Instrument	2022142372
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5025 RIFLE RIVER TRL, 5025, ALGER, MI 48610-9327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0095262472
Date	Jun 7, 2022
Instrument	9526/2472

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Mortgage

Document Number	0095262483
Date	Jun 7, 2022
Book Page	9526/2483
Instrument	2022142374

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 29, 2021
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Document Number	0091040784
Book / Page	9104 / 784
Map Reference	MB 28 PG 34
Instrument Date	Apr 23, 2021
Instrument	2021110081
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 HOOPER AVE NE, 1124, PALM BAY, FL 32905-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	9104785
Date	Apr 29, 2021
Instrument	9104/785

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 9, 2017
Property Address	1124 HOOPER AVE NE, PALM BAY, FL 32905-4557
Document Number	0079990379
Book / Page	007999 / 000379
Instrument Date	Sep 8, 2017
Instrument	207861
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LANDING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 HOOPER AVE NE PALM BAY FL 329054557, PALM BAY, FL 32905-4557

Mortgage

Document Number	79990381
Date	Oct 9, 2017
Book Page	007999/000381
Instrument	207862

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,380 (-6.23%)	$207,380 (-6.23%)
2025	$4,093.00 (-2.38%)	$221,150 (-0.32%) Land $65,000 Building $156,150	$221,150 (-0.32%) Land $65,000 Building $156,150
2023	$4,193.00 (+7.73%)	$221,860 (+8.82%) Land $55,000 Building $166,860	$221,860 (+8.82%) Land $55,000 Building $166,860
2022	$3,892.00	$203,870 Land $50,000 Building $153,870	$203,870 Land $50,000 Building $153,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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