1124 Hilltop Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1124 Hilltop Pl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage1,854 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$314,571 (2021)
Tax Bill$5,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN262630064000010460

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,854 sqft Heated Area
Gross Area2,385 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
Patio Area99 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1124 HILLTOP PL
CitySAINT CLOUD
StateFL
Zip34772-6538
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT PINE TREE PB 27 PGS 93-95 LOT 46
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionRESERVE AT PINE TREE
Legal Tract640
Legal Lot Number46
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 262630064000010460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1124 HILLTOP PL, SAINT CLOUD, FL 34772-6538
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2021Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
1ST FINANCIAL INC
Jan 28, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Deed Doc Number2021171869
Deed Book / Page6080 / 250
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2021
Property Address1124 HILLTOP PL, SAINT CLOUD, FL 34772-6538
Document Number0060800250
Book / Page6080 / 250
Map ReferenceMB 27 PG 93-95
Instrument DateOct 22, 2021
Instrument2021171869
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,202.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 HILLTOP PL, SAINT CLOUD, FL 34772-6538

Mortgage

Document Number0006080252
DateNov 04, 2021
Instrument6080/252
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2020
Property Address1124 HILLTOP PL, SAINT CLOUD, FL 34772-6538
Document Number0056642389
Book / Page005664 / 002389
Instrument DateJan 10, 2020
Instrument13465
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$16,380.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,297.00 (+5.98%) Homeowner's exemption$338,840 (+5.99%)$341,000 (+6.66%) Land $70,000 Building $271,000
2023$4,998.00 (+5.62%) Homeowner's exemption$319,700 (+21.84%) Land $70,000 Building $249,700$319,700 (+21.84%) Land $70,000 Building $249,700
2022$4,732.00$262,400 Land $50,000 Building $212,400$262,400 Land $50,000 Building $212,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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Nearby Streets

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