Monroe County property record for 1124 Heron Rd, Key Largo, FL 33037
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 2,905 sqft · built 1980 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Trust Name on File |
| Last Sale | $17,000 (Jun 1978) |
| Tax Bill | $8,512 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00485610-000000 |
| Primary APN | 00485610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,905 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 7,020 sqft (0.161 acres) |
| Garage Type | Covered |
| Garage Area | 306 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,078 sqft |
| Patio Area | 498 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1595195 |
|---|---|
| Street Address | 1124 HERON RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3818 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 12 LIME GROVE ESTS SECTION 1 KEY LARGO PB5-54 OR757-1868 OR765-284 OR1379-381 OR1379-384/86 OR2502-1696/97 OR2644-1363/64 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 13 |
| Legal Subdivision | LIME GROVE ESTATE SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
1124 Heron Rd, a duplex, is held in a trust since August 2013.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2030 SE BENEDICTINE ST, PORT SAINT LUCIE, FL 34983-4602 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1978 · Amount on File |
| Deed Sale | Jun 1, 1978 · Amount on File |
| Deed Book / Page | 765 / 284 |
| Last Transfer Date | Aug 1, 2013 |
| Transfer Doc | 0026441363 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,090,129 Land $701,368 Building $388,761 | $1,090,129 Land $701,368 Building $388,761 | |
| 2024 | $8,512.00 (+8.01%) | ||
| 2023 | $7,881.00 (+17.56%) | $1,020,096 (+29.65%) Land $674,131 Building $345,965 | $1,020,096 (+29.65%) Land $674,131 Building $345,965 |
| 2022 | $6,704.00 | $786,806 Land $449,420 Building $337,386 | $786,806 Land $449,420 Building $337,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1124 Heron Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1124 Heron Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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