1124 Guinea Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Fulton Town property record for 1124 Guinea Rd, Middleburgh, NY 12122

Property Summary

Property Type	Mobile Home
Details	672 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Nov 2011)
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Apr 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433200 150.-1-29`

Property Details

APN / Parcel Number

Primary APN	`433200 150.-1-29`
Alternative APNs	`320015000000010290000000` `465J175008`

Interior

Building Area	672 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)
Lot Width	209 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	465J175008
Street Address	1124 GUINEA RD
City	MIDDLEBURGH
State	NY
Zip	12122-4020
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1096
Census Tract	740600

Owner

1124 Guinea Rd, a mobile home, is owned and occupied by two individuals who acquired it in April 2021.

Source: Schoharie County and Fulton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1124 GUINEA RD, MIDDLEBURGH, NY 12122-4020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 21ST CENTURY MORTGAGE CO
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 21ST CENTURY MORTGAGE CO
Apr 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2011 · Amount on File
Deed Sale	Nov 29, 2011 · Amount on File
Deed Book / Page	927 / 83
Last Transfer Date	Apr 20, 2021
Transfer Doc	00001136/4
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	1124 GUINEA RD, MIDDLEBURGH, NY 12122-4020
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001931/180
Date	Apr 28, 2021
Book Page	1931/180
Instrument	787207

Lender

Name	21ST CENTURY MORTGAGE CO
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	277 Months
Due	May 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	1124 GUINEA RD, MIDDLEBURGH, NY 12122-4020
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953/182
Date	Sep 20, 2021
Book Page	1953/182
Instrument	796050

Lender

Name	21ST CENTURY MORTGAGE CO
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	277 Months
Due	Oct 1, 2044

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 28, 2021
Property Address	1124 GUINEA RD, MIDDLEBURGH, NY 12122-4020
Document Number	1136/4
Book / Page	1136 / 4
Instrument Date	Apr 20, 2021
Instrument	787206
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 GUINEA RD, MIDDLEBURGH, NY 12122-4020

Tax Assessment & Valuation

The 2026 property tax bill for 1124 Guinea Rd was $3,465, up 0.3% from the year before.

Source: Schoharie County and Fulton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Fulton Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00 (+0.29%)
2025	$3,455.00	$58,200 Land $9,200 Building $49,000	$140,241 Land $22,169 Building $118,072
2023		$16,700 (-) Land $9,200 Building $7,500	$35,502 (+8.42%) Land $19,558 Building $15,944
2022		$16,700 Land $9,200 Building $7,500	$32,745 Land $18,039 Building $14,706
2021	$2,231.00 (-31.18%)
2020	$3,242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1124 Guinea Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Jun 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 Guinea Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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