1124 Elm Rd, Deridder, LA 70634 Property Records

Beauregard Parish property record for 1124 Elm Rd, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0302884003`

Property Details

APN / Parcel Number

Primary APN	`0302884003`

Location & Zoning

Street Address	1124 ELM RD
City	DERIDDER
State	LA
Zip	70634-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 & THE E/2 OF LOT 23 OF WILDWOOD PARK ADDITION
Legal Subdivision	WILDWOOD PARK ADDN
Legal Lot Number	22-23
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3B
Census Block Group	3
Census Block	3044
Census Tract	960200

Owner

Source: Beauregard Parish records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1124 ELM RD, DERIDDER, LA 70634-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2012
Deed Sale	Apr 25, 2012
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Recording Date	Jul 1, 2026
Property Address	1124 ELM RD, DERIDDER, LA 70634-6932
Document Number	0000602066
Book / Page	1074 / 54
Instrument Date	Jun 15, 2026
Instrument	2026602066
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ELM RD, DERIDDER, LA 70634-6932
Investor	Possibly a Property Investor

Mortgage

Document Number	0000602066,
Date	Jul 1, 2026
Book Page	1074/54
Instrument	2026602066

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	1124 ELM RD, DERIDDER, LA 70634-6932
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000894/220
Date	May 29, 2020
Book Page	894/220
Instrument	561258

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	1124 ELM RD, DERIDDER, LA 70634-6932
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000939/728
Date	Jul 23, 2021
Book Page	939/728
Instrument	571049

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (-1.79%) Homeowner's exemption	$11,485 (-) Land $600 Building $10,885	$114,850 (-) Land $6,000 Building $108,850
2023	$1,393.00 Homeowner's exemption	$11,485 Land $600 Building $10,885	$114,850 Land $6,000 Building $108,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERIDDER WATER SYSTEM serves 14,400 people · EPA ID LA1011001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Rd

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