1124 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1124 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,216 sqft · built 2002
Lot Size	1.06 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$1,795,000 (Jul 2017)
Tax Bill	$21,339 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`29-09S-06W-7317-0000-0023`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7317-0000-0023`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	3,216 sqft Heated Area
Gross Area	4,224 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,609 sqft
Lot Width	100 ft Width
Porch	Open Porch
Porch Area	1,008 sqft
Storage Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1124 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 LOT 3 EAST END BEING 1.07 AC M/L OR 482/37 936/234 1121/326 1198/223
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	EAST END BEACHES 02
Legal Tract	2
Legal Lot Number	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1005
Census Tract	970304

Owner

1124 E Gulf Beach Dr is owned by an individual who bought it in July 2017.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18883 NE ROY GOLDEN RD, BLOUNTSTOWN, FL 32424-4448
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on File
Deed Sale	Jul 20, 2017 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	201719003826
Deed Book / Page	1198 / 223
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 20, 2017
Property Address	1124 E GULF BEACH DR, EASTPOINT, FL 32328
Document Number	0019003826
Book / Page	1198 / 223
Map Reference	MB6 PG12
Instrument Date	Jul 18, 2017
Instrument	201719003826
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SLOANS CURVE DR, 16, PALM BEACH, FL 33480-5215

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000225
Date	Jul 20, 2017
Instrument	1198/225

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	5-Year CMT
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1124 E Gulf Beach Dr was $21,339, up 1.1% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,339.00 (+1.08%)	$2,689,499 (-5.45%) Land $1,275,000 Building $1,414,499	$2,689,499 (-5.45%) Land $1,275,000 Building $1,414,499
2024	$21,111.00 (-0.44%)	$2,844,379 (-0.67%) Land $1,275,000 Building $1,569,379	$2,844,379 (-0.67%) Land $1,275,000 Building $1,569,379
2023	$21,205.00 (+3.94%)	$2,863,444 (+5.96%) Land $1,275,000 Building $1,588,444	$2,863,444 (+5.96%) Land $1,275,000 Building $1,588,444
2022	$20,401.00	$2,702,319 Land $800,000 Building $1,902,319	$2,702,319 Land $800,000 Building $1,902,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 E Gulf Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1124 E Gulf Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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