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1124 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1124 E 5th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,445 sqft · built 1938
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Aug 2026)
Tax Bill$3,134 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Sep 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-22-253-005

Property Details

APN / Parcel Number

Primary APN72-25-22-253-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,445 sqft Living Area
1st Floor Area726 sqft
Basement Area726 sqft
Finished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,144 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage Area367 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area43 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1124 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 WATCH FARM SUB LOT 15
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionWATCH FARM SUB
Legal Lot Number15
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2032
Census Tract184400

Owner

Source: Oakland County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address831 CAMDEN ST, FERNDALE, MI 48220-3529
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Sep 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
HORIZON
Feb 6, 2026Warranty Deed, Construction Loan · Construction Mortgage
RFLF 4 LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleFeb 6, 2026 · Amount on Record
Deed Document Number2026122471
Deed Book / Page61467 / 220
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 17, 2026
Property Address1124 E 5TH ST, ROYAL OAK, MI 48067-2902
Document Number0000122471
Book / Page61467 / 220
Instrument DateAug 17, 2026
Instrument2026122471
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyVANGUARD TITLE COMPANY, VANGUARD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405,262.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 CAMDEN ST, FERNDALE, MI 48220-3529

Mortgage

Document Number0000122472,
DateAug 17, 2026
Instrument2026122472
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateSep 22, 2026
Property Address1124 E 5TH ST, ROYAL OAK, MI 48067-2902
Document Number0000139808
Book / Page61565 / 702
Instrument DateJul 10, 2026
Instrument2026139808
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 N GAINSBOROUGH AVE, ROYAL OAK, MI 48067-4223

Mortgage

Document Number0000139808,
DateSep 22, 2026
Book Page61565/702
Instrument2026139808
Lender
NameHORIZON
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

February 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 6, 2026
Property Address1124 E 5TH ST, ROYAL OAK, MI 48067-2902
Document Number20260016164
Book / Page60930 / 460
Map ReferenceLB 13 PG 10
Instrument DateJan 26, 2026
Instrument20260016164
Transaction TypeConstruction Loan
Record UpdatedMar 6, 2026
Title CompanyVANGUARD TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 E 5TH ST, ROYAL OAK, MI 48067-2902

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 N GAINSBOROUGH AVE, ROYAL OAK, MI 48067-4223

Mortgage

Document Number0060930463
DateFeb 6, 2026
Instrument60930/463
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 1, 2027

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,134.00 (-48.17%) Homeowner's exemption$179,020$358,040
2024$6,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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