1124 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 1124 Duval St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 3 ba · 2,710 sqft · built 1933
Lot Size0.083 acres (3,610 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Apr 2002)
Tax Bill$13,680 (2024)
Flood ZoneZone AE (high risk)
APN00027920-000000

Property Details

APN / Parcel Number

Primary APN00027920-000000
Alternative APNs
  • 01010100027920000000
  • 1028690

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units7 Units
Stories2 Stories
Building Area2,710 sqft Gross Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,610 sqft (0.083 acres)
Lot Dimensions99 ft deep x 34 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area209 sqft
Deck Area99 sqft
Patio Area755 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1028690
Street Address1124 DUVAL ST
CityKEY WEST
StateFL
Zip33040-3163
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHRCC3
Legal DescriptionKW PT SUB 2 & 3 PT LOT 1 SQR 6 TR 11 H2-139 J1-46 OR606-155 OR612-520 OR1064-2329/30 OR1124-1462/63 OR1124-1464/65 OR1128-2159/61 OR1128-2162/68 OR1169-2479/80 OR1170-1880-81 OR1171-851/52 OR1192-662/65 OR1218-2044/45 OR1337-2055/58 OR1499-2493/96 OR
Legal Tract11
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2011
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1124 Duval St, a commercial property, is owned by a company that acquired it in December 2016.

Source: Monroe County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address415 MARGARET ST, KEY WEST, FL 33040-6914
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2002 · Amount on File
Deed SaleApr 23, 2002 · Amount on File
Prior SaleNov 29, 1999 · Amount on File
Deed Book / Page1778 / 1452
Last Transfer DateDec 22, 2016
Transfer Doc0028311795
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,664,380 Land $1,288,738 Building $375,642$1,664,380 Land $1,288,738 Building $375,642
2024$13,680.00 (+4.52%)
2023$13,089.00 (+8.67%)$1,628,719 (+5%) Land $1,288,738 Building $339,981$1,628,719 (+5%) Land $1,288,738 Building $339,981
2022$12,045.00$1,551,129 Land $1,196,685 Building $354,444$1,551,129 Land $1,196,685 Building $354,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Duval St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1124 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Duval St

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