1124 Cliffview Cir, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 1124 Cliffview Cir, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,116 sqft · built 2005
Lot Size	0.538 acres (23,460 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2020)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`090012K C 02400`

Property Details

APN / Parcel Number

Primary APN	`090012K C 02400`
Alternative APN	`012K C 02400`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,116 sqft Living Area
1st Floor Area	2,011 sqft
Upper Floors Area	207 sqft
Basement Area	1,978 sqft
Unfinished Basement	1,978 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,460 sqft (0.538 acres)
Lot Dimensions	204 ft deep x 115 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Deck Area	180 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 CLIFFVIEW CIR
City	GRAY
State	TN
Zip	37615-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12; SUBDIVISION: THE CLIFFS AT RIDGEVIEW
Legal Subdivision	THE CLIFFS AT RIDGEVIEW
Legal Lot Number	57 93
Jurisdiction	WASHINGTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	61403

Owner

Source: Washington County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 26, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Aug 20, 2019
Deed Document Number	20022340
Deed Book / Page	1039 / 2405
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CLIFFVIEW CIR, JOHNSON CITY, TN 37615-5211

Mortgage

Document Number	0012041686
Date	Oct 8, 2025
Book Page	1204/1686
Instrument	25016179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CLIFFVIEW CIR, JOHNSON CITY, TN 37615-5211

Mortgage

Document Number	0011533306
Date	Mar 20, 2024
Book Page	1153/3306
Instrument	24003885

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011142983
Date	Oct 26, 2022
Book Page	1114/2983
Instrument	22019166

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10751687
Date	Oct 1, 2021
Book Page	1075/1687
Instrument	21020583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Dec 7, 2020
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Document Number	0010392405
Book / Page	1039 / 2405
Map Reference	MB 18 PG 281
Instrument Date	Dec 4, 2020
Instrument	20022340
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211

Mortgage

Document Number	0020022341
Date	Dec 7, 2020
Instrument	20022341

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON TN
Recording Date	Aug 20, 2019
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Document Number	9923355
Book / Page	000992 / 003355
Instrument Date	Jun 26, 2019
Instrument	13632
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CLIFFVIEW CIR GRAY TN 376155211, GRAY, TN 37615-5211

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Jul 24, 2017
Property Address	1124 CLIFFVIEW CIR, GRAY, TN 37615-5211
Document Number	934895
Book / Page	000934 / 000895
Instrument Date	Jul 20, 2017
Instrument	11745
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,542.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1124 CLIFFVIEW CIR GRAY TN 376155211, GRAY, TN 37615-5211

Mortgage

Document Number	934897
Date	Jul 24, 2017
Book Page	000934/000897
Instrument	11746

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (+26.37%)	$163,375 (+58.89%) Land $17,250 Building $146,125
2024			$653,500 (+58.89%) Land $69,000 Building $584,500
2022	$2,211.00	$102,825 Land $17,250 Building $85,575	$411,300 Land $69,000 Building $342,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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