San Diego County property record for 1124 Championship Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,461 sqft · built 2006 |
| Lot Size | 0.39 acres (16,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,257,500 (Feb 2023) |
| Tax Bill | $16,150 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-550-22-00 |
| Primary APN | 122-550-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,461 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 16,996 sqft (0.39 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1124 CHAMPIONSHIP RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-A-MP-1 |
| Legal Description | LOT 61 TR 015046 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 015046 |
| Legal Block | 4 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 18619 |
1124 Championship Rd is owned and occupied by two individuals who bought it in February 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Grant Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC |
| Sep 23, 2019 | Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 10, 2018 | Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 202335572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 10, 2023 |
| Property Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000035572 |
| Map Reference | MAP 15046 |
| Instrument Date | Jan 16, 2023 |
| Instrument | 2023-0035572 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000035573 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023-0035573 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000052001 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0052001 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 23, 2019 |
| Property Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000418697 |
| Map Reference | MAP 15046 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019-0418697 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000418698 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019-0418698 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000519623 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1124 CHAMPIONSHIP RD OCEANSIDE CA 920571939, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000519623 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 519623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 10, 2018 |
| Property Address | 1124 CHAMPIONSHIP RD, OCEANSIDE, CA 92057-1939 |
| Document Number | 0000373231 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 373231 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1124 CHAMPIONSHIP RD OCEANSIDE CA 920571939, OCEANSIDE, CA 92057-1939 |
The 2025 property tax bill for 1124 Championship Rd was $16,150.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,333,937 (+2%) Land $848,966 Building $484,971 | |
| 2025 | $16,150.00 | $1,307,782 Land $832,320 Building $475,462 |
| 2023 | $12,705.00 (+1.37%) | $946,057 Land $399,446 Building $546,611 |
| 2022 | $12,533.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1124 Championship Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1124 Championship Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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