St. Johns County property record for 1124 Ashmore Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,346 sqft · built 2004 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (May 2026) |
| Tax Bill | $8,550 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000632-0190 |
| Primary APN | 000632-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,346 sqft Living Area |
| Gross Area | 3,916 sqft |
| 1st Floor Area | 2,839 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 642 sqft |
| Patio Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1124 ASHMORE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 29/11-18 RIVER OAKS PLANTATION UNIT 2 LOT 19 OR5253/906 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | RIVER OAKS PLANTATION UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20803 |
1124 Ashmore Dr is owned and occupied by two individuals who bought it in May 2026.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Apr 30, 2021 · Amount on File |
| Deed Document Number | 202640612 |
| Deed Book / Page | 6361 / 1944 |
| Prior Transfer Date | Feb 10, 2019 |
| Prior Transfer Doc | 0046800660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0056381009 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 5638/1009 |
| Instrument | 2022090585 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 12, 2026 |
| Property Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0063611944 |
| Book / Page | 6361 / 1944 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.40612 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | TITLE AMERICA REAL ESTATE CLOS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438,340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0000040613, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6361/1946 |
| Instrument | 2026.40613 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0052530906 |
| Book / Page | 5253 / 906 |
| Map Reference | MB 29 PG 11 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021048780 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,724.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1137 DOVER DR, SAINT JOHNS, FL 32259-8995 |
| Name | Verified Name |
|---|---|
| Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Investor | Possibly a Property Investor |
| Document Number | 0005253908 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 5253/908 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0051650762 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5165/762 |
| Instrument | 2021010406 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 14, 2019 |
| Property Address | 1124 ASHMORE DR, SAINT JOHNS, FL 32259-8983 |
| Document Number | 0046800660 |
| Book / Page | 004680 / 000660 |
| Instrument Date | Feb 10, 2018 |
| Instrument | 10264 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1124 ASHMORE DR ST JOHNS FL 322598983, ST JOHNS, FL 32259-8983 |
The 2025 property tax bill for 1124 Ashmore Dr was $8,550 with a homeowner's exemption, up 11% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,894 (-2.15%) Land $130,000 Building $396,894 | $526,894 (-12.6%) Land $130,000 Building $396,894 | |
| 2025 | $8,550.00 (+10.95%) Homeowner's exemption | $538,464 (+2.9%) | $602,833 (+4.56%) Land $138,000 Building $464,833 |
| 2024 | $7,706.00 (+6.11%) Homeowner's exemption | $523,289 (+3%) | $576,517 (+7.93%) Land $126,000 Building $450,517 |
| 2023 | $7,262.00 (+2.2%) Homeowner's exemption | $508,048 (+3%) | $534,148 (+8.29%) Land $120,000 Building $414,148 |
| 2022 | $7,106.00 Homeowner's exemption | $493,250 | $493,250 Land $123,200 Building $370,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1124 Ashmore Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1996–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1124 Ashmore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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