1124 7th Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 1124 7th Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1900
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Sep 2017)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00091-01-00006`

Property Details

APN / Parcel Number

Primary APN	`02-00091-01-00006`
Alternative APN	`0200091000000006`

Interior

Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Lot Area	8,850 sqft (0.203 acres)
Lot Dimensions	118 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	0200091000000006
Street Address	1124 7TH AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WILLIAM H WALTERS
Legal Block	91.1
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1001
Census Tract	32400

Owner

1124 7th Ave is owned and occupied by an individual who bought it in September 2017.

Source: Warren County and Alpha Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1124 7TH AVE, PHILLIPSBURG, NJ 08865-4731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 22, 2017	Grant Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	2017481591
Deed Book / Page	2796 / 51
Prior Transfer Date	May 15, 2001
Prior Transfer Doc	0017540320
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	1124 7TH AVE, PHILLIPSBURG, NJ 08865-4731
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 7TH AVE, ALPHA, NJ 08865-4731

Mortgage

Document Number	007560/212
Date	Jan 31, 2024
Book Page	7560/212
Instrument	2024-602373

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	1124 7TH AVE, PHILLIPSBURG, NJ 08865-4731
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 7TH AVE, ALPHA, NJ 08865-4731

Mortgage

Document Number	007241/338
Date	Dec 2, 2021
Book Page	7241/338
Instrument	2021-566541

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	1124 7TH AVE, PHILLIPSBURG, NJ 08865-4731
Document Number	0000510757
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 7TH AVE ALPHA NJ 088654731, ALPHA, NJ 08865-4731

Mortgage

Document Number	0000510757
Date	Jun 3, 2019
Book Page	006710/000327
Instrument	510757

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 2, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 22, 2017
Property Address	1124 7TH AVE, PHILLIPSBURG, NJ 08865-4731
Document Number	0000481591
Book / Page	002796 / 000051
Instrument Date	Sep 13, 2017
Instrument	481591
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 7TH AVE ALPHA NJ 088654731, ALPHA, NJ 08865-4731

Mortgage

Document Number	481592
Date	Sep 22, 2017
Book Page	006496/000013
Instrument	481592

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	WOODLAND PARK, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1124 7th Ave was $7,796, down 4.4% from the year before.

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,700 (-) Land $67,700 Building $156,000	$223,700 (-) Land $67,700 Building $156,000
2025	$7,796.00 (-4.37%)	$223,700 Land $67,700 Building $156,000	$223,700 Land $67,700 Building $156,000
2024	$8,152.00
2023		$223,700 (-) Land $67,700 Building $156,000	$223,700 (-) Land $67,700 Building $156,000
2022	$7,565.00	$223,700 Land $67,700 Building $156,000	$223,700 Land $67,700 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 7th Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV, Verizon.

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