11239 Cypress Dr, Clermont, FL 34711 Property Records

Lake County property record for 11239 Cypress Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,035 sqft · built 1966
Lot Size	0.562 acres (24,482 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2012)
Tax Bill	$5,735 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-25-0700-000-00200`

Property Details

APN / Parcel Number

Primary APN	`01-23-25-0700-000-00200`
Alternative APN	`1734746`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,035 sqft Living Area
1st Floor Area	3,035 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	24,482 sqft (0.562 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	782 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1734746
Street Address	11239 CYPRESS DR
City	CLERMONT
State	FL
Zip	34711-7660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREWOOD PARK LOTS 2 2A PB 17 PG 38 ORB 4156 PG 693
Legal Range	25E
Legal Township	23S
Legal Section	01
Legal Subdivision	SHOREWOOD PARK
Legal Tract	700
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2045
Census Tract	31313

Owner

11239 Cypress Dr is owned and occupied by two individuals who bought it in May 2012.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2012 · Amount on File
Deed Sale	May 2, 2012 · Amount on File
Deed Document Number	2012045714
Deed Book / Page	4156 / 0693
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660

Mortgage

Document Number	0056731228
Date	Mar 26, 2021
Book Page	5673/1228
Instrument	2021041721

Lender

Name	TRUIST BANK
Type	Bank
Address	HORSE SHOE, NC 28742

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660

Mortgage

Document Number	0062411763
Date	Nov 15, 2023
Book Page	6241/1763
Instrument	2023139167

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 7, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE OF F

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049220272
Date	Mar 29, 2017
Book Page	4922/0272
Instrument	2017033923

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11239 CYPRESS DR, CLERMONT, FL 34711-7660
Document Number	0052020423
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11239 CYPRESS DR CLERMONT FL 347117660, CLERMONT, FL 34711-7660

Mortgage

Document Number	0052020423
Date	Nov 27, 2018
Book Page	005202/000423
Instrument	136712

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,420 (+2.9%) Land $283,500 Building $144,920	$711,350 (+33.15%) Land $283,500 Building $427,850
2024	$5,735.00 (+5.64%) Homeowner's exemption	$416,350 (+3%) Land $217,350 Building $199,000	$534,263 (+2.14%) Land $217,350 Building $316,913
2023	$5,429.00 (+5.52%) Homeowner's exemption	$404,230 (+3%)	$523,057 (+6.18%) Land $217,350 Building $305,707
2022	$5,145.00 Homeowner's exemption	$392,460	$492,633 Land $187,220 Building $305,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11239 Cypress Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11239 Cypress Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures