11238 Sumter Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 11238 Sumter Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,128 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2017)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-32-0041`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-32-0041`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,128 sqft
Basement Area	806 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	570 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11238 SUMTER AVE N
City	CHAMPLIN
State	MN
Zip	55316-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 005 A LUNDS ADDN W 80X133X82X125
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	32
Legal Subdivision	LUNDS ADDN
Legal Block	5
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	4
Census Block	4008
Census Tract	26908

Owner

11238 Sumter Ave N is owned and occupied by two individuals who bought it in August 2017.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11238 SUMTER AVE N, CHAMPLIN, MN 55316-3232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 2, 2017	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	May 21, 2004 · Amount on File
Deed Document Number	201710466240
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11238 SUMTER AVE N, CHAMPLIN, MN 55316-3232
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRST FINANCIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11238 SUMTER AVE N, CHAMPLIN, MN 55316-3232

Mortgage

Document Number	0A11001649
Date	Aug 11, 2021
Instrument	A11001649

Lender

Name	BELL BANK
Type	Bank
Address	10677

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11238 SUMTER AVE N, CHAMPLIN, MN 55316-3232
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11001648
Date	Aug 11, 2021
Instrument	A11001648

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 2, 2017
Property Address	11238 SUMTER AVE N, CHAMPLIN, MN 55316-3232
Document Number	0010466240
Instrument Date	Jun 30, 2017
Instrument	10466240
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11238 SUMTER AVE N CHAMPLIN MN 553163232, CHAMPLIN, MN 55316-3232

Mortgage

Document Number	10466241
Date	Aug 2, 2017
Instrument	10466241

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11238 Sumter Ave N was $5,210 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00	$344,800 Land $86,000 Building $258,800	$344,800 Land $86,000 Building $258,800
2023	$3,590.00 Homeowner's exemption
2022		$324,000 Land $91,000 Building $233,000	$324,000 Land $91,000 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11238 Sumter Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11238 Sumter Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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