11238 Koshere Rd, Chisholm, MN 55719 Property Records

St. Louis County property record for 11238 Koshere Rd, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,333 sqft · built 2016
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2016)
Tax Bill	$8,476 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`235-0030-03440`

Property Details

APN / Parcel Number

Primary APN	`235-0030-03440`
Alternative APN	`1030370`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,333 sqft Gross Area
1st Floor Area	1,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,764 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft
Patio Area	550 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1030370
Street Address	11238 KOSHERE RD
City	CHISHOLM
State	MN
Zip	55719-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NE 1/4 OF SW 1/4 SERIAL #
Legal Range	20W
Legal Township	59N
Legal Section	22
Legal Subdivision	BALKAN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BALKAN
Census Block Group	3
Census Block	3007
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN ST BK/VA
Dec 22, 2017	Deed of Trust, Mortgage NORTHERN ST BK/VA
Aug 10, 2017	Loan Modification, Mortgage NORTHERN ST BK/VA
Feb 10, 2017	Loan Modification, Mortgage NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Document Number	20161290432
Prior Transfer Date	Jul 16, 2002
Prior Transfer Doc	0000864788
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Document Number	00A1387778
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11238 KOSHERE RD CHISHOLM MN 557198028, CHISHOLM, MN 55719-8028

Mortgage

Document Number	00A1387778
Date	Aug 12, 2020
Instrument	A1387778

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Document Number	00A1332284
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11238 KOSHERE RD CHISHOLM MN 557198028, CHISHOLM, MN 55719-8028

Mortgage

Document Number	00A1332284
Date	May 7, 2018
Instrument	A1332284

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2033

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Document Number	00A1325376
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11238 KOSHERE RD CHISHOLM MN 557198028, CHISHOLM, MN 55719-8028

Mortgage

Document Number	00A1325376
Date	Jan 5, 2018
Instrument	A1325376

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Document Number	00A1315559
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2601 2ND AVE E HIBBING MN 557462203, HIBBING, MN 55746-2203

Mortgage

Document Number	00A1315559
Date	Aug 16, 2017
Instrument	A1315559

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2018

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	11238 KOSHERE RD, CHISHOLM, MN 55719-8028
Document Number	00A1304414
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2601 2ND AVE E HIBBING MN 557462203, HIBBING, MN 55746-2203

Mortgage

Document Number	00A1304414
Date	Feb 21, 2017
Instrument	A1304414

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2018

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Balkan Township
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,476.00 (-2.28%) Homeowner's exemption
2025	$8,674.00 (+17.53%) Homeowner's exemption	$638,400 (-) Land $57,600 Building $580,800	$638,400 (-) Land $57,600 Building $580,800
2024	$7,380.00	$638,400 (+31.9%) Land $57,600 Building $580,800	$638,400 (+31.9%) Land $57,600 Building $580,800
2022		$484,000 Land $50,200 Building $433,800	$484,000 Land $50,200 Building $433,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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