Starke County property record for 11235 E Toto Rd, Culver, IN 46511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1967 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $723 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-11-01-100-003.000-008 |
| Primary APN | 75-11-01-100-003.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0070020100 |
|---|---|
| Street Address | 11235 E TOTO RD |
| City | CULVER |
| State | IN |
| Zip | 46511-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 NW S1 T32 R1 .92A. |
| Legal Range | 1 |
| Legal Township | 32 |
| Legal Section | 1 |
| Jurisdiction | STARKE IN |
| Township / Civil Division | NORTH BEND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 953800 |
11235 E Toto Rd is owned and occupied by an individual.
Source: Starke County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11235 E TOTO RD, CULVER, IN 46511-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 8, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARKE IN |
| Property Address | 11235 E TOTO RD, CULVER, IN 46511-9526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11235 E TOTO RD, CULVER, IN 46511-9526 |
| Document Number | 2021003553 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021003553 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARKE IN |
| Property Address | 11235 E TOTO RD, CULVER, IN 46511-9526 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2018003095 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018003095 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Nov 1, 2025 |
The 2025 property tax bill for 11235 E Toto Rd was $723, up 7.1% from the year before.
Source: Starke County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Starke County |
| County Subdivision | North Bend Township |
| Unified School District | Culver Community Schools Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $723.00 (+7.11%) | $160,600 Land $16,800 Building $143,800 | $160,600 Land $16,800 Building $143,800 |
| 2024 | $675.00 (+10.29%) | ||
| 2023 | $612.00 (+0.49%) | $132,900 (+6.49%) Land $16,000 Building $116,900 | $132,900 (+6.49%) Land $16,000 Building $116,900 |
| 2022 | $609.00 | $124,800 Land $15,400 Building $109,400 | $124,800 Land $15,400 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11235 E Toto Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 11235 E Toto Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RTC Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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