11235 Country Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 11235 Country Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,449 sqft · built 1973
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jul 2013)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-028984`

Property Details

APN / Parcel Number

Primary APN	`03-028984`
Alternative APNs	`3028984` `028984`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,449 sqft Total Area
Basement Area	434 sqft
Finished Basement	434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028984
Street Address	11235 COUNTRY RD
City	DUNKIRK
State	MD
Zip	20754-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 1 SEC 1 COUNTRY ROAD ESTS
Legal Subdivision	COUNTRY ROAD ESTATES
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1003
Census Tract	860103

Owner

11235 Country Rd is owned and occupied by two individuals who acquired it in September 2018.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11235 COUNTRY RD, DUNKIRK, MD 20754-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2013 · Amount on File
Deed Sale	Jul 10, 2013 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Book / Page	4232 / 301
Last Transfer Date	Sep 1, 2018
Transfer Doc	0052490279
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2018
Property Address	11235 COUNTRY RD, DUNKIRK, MD 20754-9411
Document Number	0052490279
Book / Page	005249 / 000279
Instrument Date	Sep 1, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11235 COUNTRY RD DUNKIRK MD 207549411, DUNKIRK, MD 20754-9411

Mortgage

Document Number	52490285
Date	Sep 10, 2018
Book Page	005249/000285

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 11235 Country Rd was $4,305 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,467 (+2.4%)	$405,600 (+7.19%) Land $160,300 Building $245,300
2025	$4,305.00 Homeowner's exemption	$378,400 Land $160,300 Building $218,100	$378,400 Land $160,300 Building $218,100
2023	$3,554.00 Homeowner's exemption	$342,133	$378,400 Land $160,300 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11235 Country Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11235 Country Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKEWOOD serves 203 people · EPA ID MD0040008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20