112345 S 4178 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 112345 S 4178 Rd, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1983
Lot Size	0.459 acres (19,999 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Jul 2001)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Jul 2022 Sale & Second Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460016796`

Property Details

APN / Parcel Number

Primary APN	`460016796`
Alternative APN	`0405-00-006-018-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Utility Area	120 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,999 sqft (0.459 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460016796
Street Address	112345 S 4178 RD
City	CHECOTAH
State	OK
Zip	74426-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18-22 BLK 6 LEISURE LAND EST. 486/233 503/615 585/627 1148/570 <>
Legal Range	16E
Legal Township	11N
Legal Section	35
Legal Subdivision	LEISURE LAND
Legal Block	6
Legal Lot Number	18-22
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	2
Census Block	2040
Census Tract	779601

Owner

112345 S 4178 Rd is owned and occupied by two individuals who bought it in July 2001.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112345 S 4178 RD, CHECOTAH, OK 74426-5601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage RCB BANK
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2001 · Amount on File
Deed Sale	Jul 9, 2001 · Amount on File
Prior Sale	Jan 8, 1997 · Amount on File
Deed Book / Page	585 / 627
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Jul 11, 2022
Property Address	112345 S 4178 RD, CHECOTAH, OK 74426-5601
Document Number	001148/570
Book / Page	1148 / 570
Instrument Date	Jun 21, 2022
Instrument	I-2022-003943
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2022003944
Date	Jul 11, 2022
Instrument	I-2022-003944

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2023

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	112345 S 4178 RD, CHECOTAH, OK 74426-5601
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1111/734
Date	May 26, 2021
Book Page	1111/734
Instrument	2021-002673

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112345 S 4178 Rd was $2,832 with a homeowner's exemption.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,034 (+3%) Land $9,850 Building $24,184	$309,402 (-8.15%) Land $89,543 Building $219,859
2025	$2,832.00 (-0.04%) Homeowner's exemption	$33,043 (-) Land $9,146 Building $23,897	$336,874 (-0.56%) Land $112,500 Building $224,374
2024	$2,833.00 (+10.49%) Homeowner's exemption	$33,043 (+6.09%) Land $9,529 Building $23,514	$338,775 (+19.65%) Land $112,500 Building $226,275
2023	$2,564.00 Homeowner's exemption	$31,146 Land $8,250 Building $22,896	$283,148 Land $75,000 Building $208,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112345 S 4178 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112345 S 4178 Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWS & SWMD #2 (ONAPA) serves 2,774 people · EPA ID OK1020535
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Organic carbon removal Apr 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cross Wireless Fixed Wireless	50 / 10

May also be available: AT&T.

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