Hernando County property record for 11232 Sedgefield Ave, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,699 sqft · built 2019 |
| Lot Size | 0.349 acres (15,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,600 (Mar 2017) |
| Tax Bill | $2,390 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5170-1125-0140 |
| Primary APN | R32-323-17-5170-1125-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,699 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,187 sqft (0.349 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 183 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00621287 |
|---|---|
| Street Address | 11232 SEDGEFIELD AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 17 BLK 1125 LOT 14 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 17 |
| Legal Block | 1125 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 41004 |
11232 Sedgefield Ave is owned and occupied by two individuals who acquired it in January 2018.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 26, 2019 | Loan Modification, Mortgage · Conventional with PMI CAPITAL CTY BK |
| Jan 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL CITY BANK |
| Mar 10, 2017 | Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on File |
| Deed Sale | Mar 10, 2017 · Amount on File |
| Deed Document Number | 201713574 |
| Deed Book / Page | 3447 / 51 |
| Last Transfer Date | Jan 31, 2018 |
| Transfer Doc | 0035481616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Document Number | 0040851035 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4085/1035 |
| Instrument | 2021086111 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Document Number | 0036741875 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | ALL PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11232 SEDGEFIELD AVE SPRING HILL FL 34608, SPRING HILL, FL 34608 |
| Document Number | 0036741875 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 003674/001875 |
| Instrument | 12216 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Document Number | 0035481616 |
| Book / Page | 3548 / 1616 |
| Map Reference | MB9 PGS 3146 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2018006141 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ALL PERFORMANCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8714 IMPERIAL CT, TAMPA, FL 33635-1512 |
| Document Number | 2018006142 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018006142 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 10, 2017 |
| Property Address | 11232 SEDGEFIELD AVE, SPRING HILL, FL 34608-3242 |
| Document Number | 0034470051 |
| Book / Page | 003447 / 000051 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 13574 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $109.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8714 IMPERIAL CT TAMPA FL 336351512, TAMPA, FL 33635-1512 |
The 2025 property tax bill for 11232 Sedgefield Ave was $2,390 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 Homeowner's exemption | $158,422 | $359,700 Land $59,077 Building $300,623 |
| 2023 | $149,473 (+3%) Land $149,473 | ||
| 2022 | $1,669.00 Homeowner's exemption | $145,119 | $348,143 Land $52,547 Building $295,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11232 Sedgefield Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11232 Sedgefield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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