11231 Ocelot Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 11231 Ocelot Rd, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	2,417 sqft · built 2002
Lot Size	25.5 acres (1,110,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,069 (Jul 2023)
Tax Bill	$2,614 (2026)
Deeds & Mortgages	May 2018 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`497U-S04-000-002`

Property Details

APN / Parcel Number

Primary APN	`497U-S04-000-002`
Alternative APN	`35442`

Interior

Building Area	2,417 sqft Living Area
Gross Area	2,256 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	1,110,954 sqft (25.5 acres)

Location & Zoning

Account Number	497U-S04-000-002
Street Address	11231 OCELOT RD
City	GILMER
State	TX
Zip	75644-4104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A497 THOMAS, ELIJAH,TRACT 2, 25.504 ACRES (.20 AC IN RD) & HOUSE
Legal Tract	2
Jurisdiction	UPSHUR TX

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11231 OCELOT RD, GILMER, TX 75644-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 31, 2023	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	20234790
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	11231 OCELOT RD, GILMER, TX 75644-4104
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201803398
Date	May 23, 2018
Instrument	201803398

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	11231 OCELOT RD, GILMER, TX 75644-4104
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202104115
Date	May 26, 2021
Instrument	202104115

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 31, 2023
Property Address	11231 OCELOT RD, GILMER, TX 75644-4104
Document Number	0202304790
Map Reference	FILE 20130170
Instrument Date	Jul 28, 2023
Instrument	202304790
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10508 WOODCHACK DR, GILMER, TX 75644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11231 OCELOT RD, GILMER, TX 75644-4104

Mortgage

Document Number	0202304791
Date	Jul 31, 2023
Instrument	202304791

Lender

Name	GUILD MORTGAGE COMPANY LLC
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,614.00 (+2,488.12%) Homeowner's exemption	$335,080 (+12.4%) Land $195,210 Building $139,870	$335,080 (+12.4%) Land $195,210 Building $139,870
2025	$101.00 (-90.26%) Homeowner's exemption	$298,120 (+41.01%) Land $153,760 Building $144,360	$298,120 (+15.43%) Land $153,760 Building $144,360
2023		$211,417 (+51.24%)	$258,270 (+70.57%) Land $149,940 Building $108,330
2022	$1,037.00 Homeowner's exemption Additional exemption filed	$139,785	$151,420 Land $70,140 Building $81,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ocelot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures