Adams County property record for 1123 Westwind Trl, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 1995 |
| Lot Size | 0.434 acres (18,910 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,500 (Apr 2026) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-32-403-019.000-010 |
| Primary APN | 01-08-32-403-019.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Roof Material | Asphalt |
| Lot Area | 18,910 sqft (0.434 acres) |
| Lot Dimensions | 155 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01407445965 |
|---|---|
| Street Address | 1123 WESTWIND TRL |
| City | BERNE |
| State | IN |
| Zip | 46711-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWIND ADD LOT 5 PT OF OL 7 & WESTWIND ADD LOT 4 PT OF OL 7 EXC W 40' |
| Legal Subdivision | WESTWIND ADD |
| Legal Lot Number | 5,4 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30600 |
Source: Adams County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO |
| Oct 1, 2024 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Sep 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO |
| Aug 16, 2018 | Warranty Deed, Transfer RUOFF MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Document Number | 202646811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Apr 28, 2026 |
| Property Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Document Number | 0000046811 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202646811 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021005835 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021005835 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024003475 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024003475 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Sep 12, 2022 |
| Property Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Document Number | 2022004012 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022004012 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1123 WESTWARD TRL, BERNE, IN 46711 |
| Document Number | 2022004013 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022004013 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 16, 2018 |
| Property Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Document Number | 2018003120 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018003120 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1123 WESTWIND TRL, BERNE, IN 46711-1366 |
| Document Number | 2018003121 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018003121 |
| Name | RUOFF MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 (-3.65%) Homeowner's exemption | $181,700 (+14.2%) Land $29,700 Building $152,000 | $181,700 (+14.2%) Land $29,700 Building $152,000 |
| 2024 | $1,697.00 (+5.21%) | ||
| 2023 | $1,613.00 (-0.19%) | $159,100 (-1.55%) Land $29,700 Building $129,400 | $159,100 (-1.55%) Land $29,700 Building $129,400 |
| 2022 | $1,616.00 (+7.52%) Homeowner's exemption | $161,600 Land $29,700 Building $131,900 | $161,600 Land $29,700 Building $131,900 |
| 2020 | $1,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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