1123 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1123 W 7th St, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1916
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Aug 2021)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Aug 2020 Sale Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-456-007`

Property Details

APN / Parcel Number

Primary APN	`8913-26-456-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,154 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1123 W 7TH ST
City	WATERLOO
State	IA
Zip	50702-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITT JOHNSON AND MILLER ADD LOT 5 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITT JOHNSON AND MILLER ADD
Legal Block	9
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1021
Census Tract	200

Owner

Source: Black Hawk County records · APN 8913-26-456-007

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1123 W 7TH ST, WATERLOO, IA 50702-2817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2020	Special Warranty Deed, Transfer
Aug 06, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HAROLD NICHOLS
Apr 07, 2017	Affidavit, Transfer
Apr 11, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2021 · Amount on Record
Deed Sale	Aug 06, 2021 · Amount on Record
Prior Sale	Aug 06, 2020 · Amount on Record
Deed Document Number	20212830
Last Transfer Date	Jun 24, 2024
Transfer Doc	0000016552
Record Updated	Sep 20, 2026

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 06, 2020
Property Address	1123 W 7TH ST, WATERLOO, IA 50702-2817
Document Number	202100002829
Instrument Date	Jul 29, 2020
Instrument	202100002829
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1123 W 7TH ST, WATERLOO, IA 50702-2817

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 06, 2020
Property Address	1123 W 7TH ST, WATERLOO, IA 50702-2817
Document Number	202100002830
Instrument Date	Jul 21, 2020
Instrument	202100002830
Transaction Type	Transfer
Record Updated	Mar 03, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$74.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 W 7TH ST, WATERLOO, IA 50702-2817

Mortgage

Document Number	202100002831
Date	Aug 06, 2020
Instrument	202100002831

Lender

Name	HAROLD NICHOLS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 07, 2017
Property Address	1123 W 7TH ST, WATERLOO, IA 50702-2817
Document Number	201700017571
Instrument Date	Apr 07, 2017
Instrument	2017-00017571
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 MORRELL AVE, EVANSDALE, IA 50707-1032

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 11, 2017
Property Address	1123 W 7TH ST, WATERLOO, IA 50702-2817
Document Number	201700017753
Instrument Date	Apr 07, 2017
Instrument	2017-00017753
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1123 W 7TH ST, WATERLOO, IA 50702-2817

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00	$81,830 (+11.38%) Land $11,250 Building $70,580	$81,830 (+11.38%) Land $11,250 Building $70,580
2024	$1,594.00 (+11.47%)
2023		$73,470 (+12.77%) Land $11,250 Building $62,220	$73,470 (+12.77%) Land $11,250 Building $62,220
2022	$1,430.00	$65,150 Land $11,250 Building $53,900
2021			$65,150 Land $11,250 Building $53,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 740 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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