Chesapeake City property record for 1123 Veranda Way, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,524 sqft · built 2011 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,000 (Feb 2022) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Mar 2020 Mortgage |
| APN | 0293001000890 |
| Primary APN | 0293001000890 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Upper Floors Area | 1,150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,735 sqft (0.476 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 147 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1123 VERANDA WAY |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 89 EAGLE LAKE AT PLANTATION NORTH AMND |
| Legal Subdivision | EAGLE LAKE AT PLANTATION NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20804 |
1123 Veranda Way is owned and occupied by an individual who bought it in February 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1123 VERANDA WAY, CHESAPEAKE, VA 23320-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Aug 25, 2010 · Amount on File |
| Deed Document Number | 20225559 |
| Deed Book / Page | 10522 / 395 |
| Prior Transfer Date | Feb 10, 2022 |
| Prior Transfer Doc | 0000005559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1123 VERANDA WAY, CHESAPEAKE, VA 23320-8325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 010522/399 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 10522/399 |
| Instrument | 220005560 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1123 VERANDA WAY, CHESAPEAKE, VA 23320-8325 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10123/1197 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 10123/1197 |
| Instrument | 200007835 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1123 Veranda Way was $5,408.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,600 (+6.57%) Land $185,000 Building $385,600 | $570,600 (+6.57%) Land $185,000 Building $385,600 | |
| 2025 | $5,408.00 | $535,400 Land $170,000 Building $365,400 | $535,400 Land $170,000 Building $365,400 |
| 2023 | $492,100 (+11.51%) Land $135,000 Building $357,100 | $492,100 (+11.51%) Land $135,000 Building $357,100 | |
| 2022 | $441,300 Land $130,000 Building $311,300 | $441,300 Land $130,000 Building $311,300 | |
| 2019 | $3,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1123 Veranda Way; there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1123 Veranda Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CITY OF VIRGINIA BEACH |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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