1. Home
  2. Minnesota
  3. St. Louis County
  4. Duluth
  5. Valley Dr

1123 Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1123 Valley Dr, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,114 sqft)
OwnerIndividual Name on File
Last Sale$760,000 (Feb 2026)
Tax Bill$236 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN010-3330-01570

Property Details

APN / Parcel Number

Primary APN010-3330-01570
Alternative APNs
  • 1079903
  • 1135699
  • 1194424

Exterior

Lot Area6,114 sqft (0.14 acres)

Location & Zoning

Account Number1194424
Street Address1123 VALLEY DR
CityDULUTH
StateMN
Zip55804-1761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2 OF LOT 19 & S1/2 OF E1/2 OF LOT 20 SERIAL #
Legal SubdivisionREARRANGEMENT MORLEY HEIGHTS 1
Legal Block15
Legal Lot Number19-20
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract700

Owner

Source: St. Louis County records · APN 010-3330-01570

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1123 VALLEY DR, DULUTH, MN 55804-1761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Warranty Deed, Transfer · Conventional Mortgage
AAA CAPITAL INVESTMENTS INC
Aug 23, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2026 · Amount on Record
Deed SaleFeb 05, 2026 · Amount on Record
Prior SaleAug 23, 2022 · Amount on Record
Deed Document Number20261098919
Prior Transfer DateNov 03, 2011
Prior Transfer Doc0000907273
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 05, 2026
Property Address1123 VALLEY DR, DULUTH, MN 55804-1761
Document Number0001098919
Instrument DateJan 09, 2026
Instrument1098919
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyFIRST AMER TTL INSURNACE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,508.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 VALLEY DR, DULUTH, MN 55804-1761

Mortgage

Document Number0001098920
DateFeb 05, 2026
Instrument1098920
Lender
NameAAA CAPITAL INVESTMENTS INC
TypeNon-Lending Institution
AddressARCADIA, CA 91006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateFeb 01, 2031
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexSOFR Average 30-Day
Max Rate10.3%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 23, 2022
Property Address1123 VALLEY DR, DULUTH, MN 55804-1761
Document Number0001060394
Instrument DateAug 11, 2022
Instrument1060394
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,848.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1123 VALLEY DR, DULUTH, MN 55804-1761

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$236.00 (+3.51%) Homeowner's exemption
2025$228.00 (+29.55%) Homeowner's exemption$14,700 (+7.3%) Land $14,700$14,700 (+7.3%) Land $14,700
2024$176.00$13,700 (+42.71%) Land $13,700$13,700 (+42.71%) Land $13,700
2022$9,600 Land $9,600$9,600 Land $9,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures