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1123 Turtle Rock Trce, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1123 Turtle Rock Trce, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1979
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Last Sale$292,600 (Apr 2021)
Tax Bill$3,193 (2025)
Deeds & MortgagesApr 2016 Mortgage
Apr 2021 Sale & Mortgage
APN0282001000270

Property Details

APN / Parcel Number

Primary APN0282001000270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions100 ft deep x 46 ft wide
Garage TypeAttached
Garage Area198 sqft
PorchSlab
Porch Area54 sqft
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1123 TURTLE ROCK TRCE
CityCHESAPEAKE
StateVA
Zip23320-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description62 TURTLE ROCK PHASE 1 GRNBR ZONE 5 SEC B PAR 9
Legal SubdivisionCYPRESS,WHITE OAK,TURTLE ROCK,ASHLEY
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1004
Census Tract20814

Owner

1123 Turtle Rock Trce is owned and occupied by an individual who bought it in April 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1123 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2016Deed of Trust, Mortgage · ARM
NAVY FEDERAL CREDIT UNION
Apr 6, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2021 · Amount on File
Deed SaleApr 6, 2021 · Amount on File
Prior SaleMar 29, 2004 · Amount on File
Deed Document Number202116043
Deed Book / Page10347 / 457
Record UpdatedOct 29, 2026

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1123 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number009629/762
DateApr 6, 2016
Book Page9629/762
Instrument160008581
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2046
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 6, 2021
Property Address1123 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816
Document Number10347/457
Book / Page10347 / 457
Instrument DateMar 24, 2021
Instrument210016043
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816

Mortgage

Document Number210016044
DateApr 6, 2021
Instrument210016044
Lender
NamePRIMELENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1123 Turtle Rock Trce was $3,193.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,800 (+6.23%) Land $165,000 Building $170,800$335,800 (+6.23%) Land $165,000 Building $170,800
2025$3,193.00$316,100 Land $155,000 Building $161,100$316,100 Land $155,000 Building $161,100
2023$283,400 (+5.59%) Land $120,000 Building $163,400$283,400 (+5.59%) Land $120,000 Building $163,400
2022$268,400 Land $105,000 Building $163,400$268,400 Land $105,000 Building $163,400
2019$2,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1123 Turtle Rock Trce; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 1123 Turtle Rock Trce, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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