1123 Terry Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1123 Terry Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,223 sqft · built 2007
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Dec 2007)
Tax Bill	$4,752 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-440-370-000`

Property Details

APN / Parcel Number

Primary APN	`242-440-370-000`
Alternative APN	`242-440-37`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-440-37
Street Address	1123 TERRY LN
City	TRACY
State	CA
Zip	95376-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 242-380-55 PER OXFORD SQUARE
Legal Subdivision	OXFORD SQUARE
Legal Block	3
Legal Lot Number	72
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3007
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1123 TERRY LN, TRACY, CA 95376-8754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2007 · Amount on Record
Deed Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	2007216446
Prior Transfer Date	Dec 26, 2007
Prior Transfer Doc	0000216445
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1123 TERRY LN, TRACY, CA 95376-8754
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 TERRY LN, TRACY, CA 95376-8754

Mortgage

Document Number	0000017707
Date	Feb 9, 2022
Instrument	2022-017707

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1123 TERRY LN, TRACY, CA 95376-8754
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 TERRY LN, TRACY, CA 95376-8754

Mortgage

Document Number	0000031680
Date	Apr 25, 2023
Instrument	2023-031680

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1123 TERRY LN, TRACY, CA 95376-8754
Document Number	0000118869
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1123 TERRY LN TRACY CA 953768754, TRACY, CA 95376-8754

Mortgage

Document Number	0000118869
Date	Oct 29, 2018
Instrument	118869

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NV 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1123 TERRY LN, TRACY, CA 95376-8754
Document Number	0000067352
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1123 TERRY LN TRACY CA 953768754, TRACY, CA 95376-8754

Mortgage

Document Number	0000067352
Date	Jun 14, 2017
Instrument	67352

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,752.00 (+0.06%)
2025	$4,749.00 (+10.16%) Homeowner's exemption	$403,228 (+4.04%) Land $160,238 Building $242,990
2023	$4,311.00 (+2.13%) Homeowner's exemption	$387,572 Land $154,017 Building $233,555	$530,460
2022	$4,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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