1123 Sunset Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 1123 Sunset Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,997 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Apr 2019)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083165E A 01200`

Property Details

APN / Parcel Number

Primary APN	`083165E A 01200`
Alternative APN	`165E A 01200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,997 sqft Living Area
Gross Area	4,106 sqft
1st Floor Area	1,124 sqft
Upper Floors Area	468 sqft
Basement Area	1,028 sqft
Finished Basement	1,028 sqft
Unfinished Basement	1,028 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	204 ft deep x 109 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	2,160 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	378 sqft
Porch	Enclosed Porch
Porch Area	248 sqft
Deck Area	36 sqft
Patio Area	424 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1123 SUNSET DR
City	GALLATIN
State	TN
Zip	37066-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT: 1 PAGE: 267 BLOCK: LOT: 13 SUBD: FIVE COVES SEC 1
Legal Subdivision	FIVE COVES SEC 1
Legal Lot Number	13
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2031
Census Tract	21203

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Document Number	20191265846
Deed Book / Page	4927 / 301
Prior Transfer Date	Aug 6, 2002
Prior Transfer Doc	0015290764
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059740724
Date	Jun 24, 2022
Book Page	5974/724
Instrument	1420379

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057300304
Date	Sep 28, 2021
Book Page	5730/304
Instrument	1384057

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045550672
Date	Jun 22, 2017
Book Page	4555/672
Instrument	1199119

Lender

Name	SUN TRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052090284
Date	May 6, 2020
Book Page	5209/284
Instrument	1310189

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 22, 2019
Property Address	1123 SUNSET DR, GALLATIN, TN 37066-5731
Document Number	0049270301
Book / Page	4927 / 301
Map Reference	MB 1 PG 267
Instrument Date	Apr 18, 2019
Instrument	1265846
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41422 DUBLIN DR, PARKER, CO 80138-4605

Mortgage

Document Number	1265848
Date	Apr 22, 2019
Instrument	1265848

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (+10.42%)	$232,725 (+74.98%) Land $137,500 Building $95,225
2024			$930,900 (+74.98%) Land $550,000 Building $380,900
2023	$2,995.00 (-1.19%)	$133,000 (-) Land $93,450 Building $39,550
2022	$3,031.00	$133,000 Land $93,450 Building $39,550
2021			$532,000 Land $373,800 Building $158,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2010–2011)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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