1123 Summit Ave, Front Royal, VA 22630 Property Records

Warren County property record for 1123 Summit Ave, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,916 sqft · built 1940
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$133,225 (May 2014)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20/A3/5/106`

Property Details

APN / Parcel Number

Primary APN	`20/A3/5/106`
Alternative APN	`9961`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	948 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Unfinished Basement	948 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Terrain	Rolling
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9961
Old Parcel Number	20A3 5 106
Street Address	1123 SUMMIT AVE
City	FRONT ROYAL
State	VA
Zip	22630-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT L 106-107 FAIRVIEW COURT
Legal Subdivision	FAIRVIEW COURT
Legal Lot Number	106,107
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	1
Census Block	1006
Census Tract	20500

Owner

1123 Summit Ave is owned and occupied by two individuals who bought it in May 2014.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1123 SUMMIT AVE, FRONT ROYAL, VA 22630-3433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2017	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2014 · Amount on File
Deed Sale	May 15, 2014 · Amount on File
Deed Document Number	20142236
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1123 SUMMIT AVE, FRONT ROYAL, VA 22630-3433
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 SUMMIT AVE, FRONT ROYAL, VA 22630-3433

Mortgage

Document Number	0230002654
Date	Jun 21, 2023
Instrument	230002654

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	479 Months
Due	May 1, 2063

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1123 SUMMIT AVE, FRONT ROYAL, VA 22630-3433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190005599
Date	Oct 23, 2019
Instrument	190005599

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1123 SUMMIT AVE, FRONT ROYAL, VA 22630-3433
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170002432
Date	May 11, 2017
Instrument	170002432

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1123 Summit Ave was $1,394, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00 (+18.84%)	$245,000 (-) Land $31,100 Building $213,900
2025	$1,173.00 (-0.42%)	$245,000 (+1.87%) Land $31,100 Building $213,900	$245,000 (+1.87%) Land $31,100 Building $213,900
2024	$1,178.00	$240,500 (-) Land $40,300 Building $200,200	$240,500 (-) Land $40,300 Building $200,200
2023		$240,500 Land $40,300 Building $200,200	$240,500 Land $40,300 Building $200,200
2022	$1,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2025)
Most Recent Claim	May 2025 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1123 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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