1123 Stonebridge Ct, Elgin, IL 60120 Property Records

Cook County property record for 1123 Stonebridge Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,010 sqft · built 1989
Lot Size	0.151 acres (6,582 sqft)
Owner	Individual Name on File
Tax Bill	$8,635 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-215-026`

Property Details

APN / Parcel Number

Primary APN	`06-07-215-026`
Alternative APN	`06-07-215-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,582 sqft (0.151 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1123 STONEBRIDGE CT
City	ELGIN
State	IL
Zip	60120-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COBBLERS) (CROSSING) (UNIT7) BNG A SUB OF PT OF SECS 6 & SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT7
Legal Lot Number	26
Legal Unit	7
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2012
Census Tract	804313

Owner

1123 Stonebridge Ct is owned and occupied by an individual who acquired it in February 2022.

Source: Cook County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Feb 9, 2022	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Nov 12, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022
Deed Sale	Feb 9, 2022
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	202239031
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004

Mortgage

Document Number	0009101132
Date	Apr 1, 2021
Instrument	2109101132

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Nov 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 9, 2022
Property Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004
Document Number	0004039031
Instrument Date	Nov 29, 2021
Instrument	2204039031
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004

Mortgage

Document Number	0004039032
Date	Feb 9, 2022
Instrument	2204039032

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 12, 2019
Property Address	1123 STONEBRIDGE CT, ELGIN, IL 60120-5004
Document Number	1931634139
Instrument Date	Oct 9, 2019
Instrument	31634139
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 ABBOTT DR ELGIN IL 601231886, ELGIN, IL 60123-1886

Mortgage

Document Number	1931634140
Date	Nov 12, 2019
Instrument	31634140

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $5,266 Building $32,734	$380,000 Land $52,660 Building $327,340
2023	$8,635.00 (+2.91%)
2022	$8,391.00 Homeowner's exemption	$29,999 Land $4,607 Building $25,392	$299,990 Land $46,070 Building $253,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 Stonebridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1123 Stonebridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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