1123 Spring Valley Rd, Osage Beach, MO 65065 Property Records

Camden County property record for 1123 Spring Valley Rd, Osage Beach, MO 65065

Property Summary

Property Type	Rural Home
Details	1,800 sqft · built 1976
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Tax Bill	$519 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 8.0 28.0 000.0 010 002.005`

Property Details

APN / Parcel Number

Primary APN	`08 8.0 28.0 000.0 010 002.005`

Interior

Building Area	1,800 sqft Gross Area

Exterior

Year Built	Built 1976
Lot Area	8,625 sqft (0.198 acres)

Location & Zoning

Street Address	1123 SPRING VALLEY RD
City	OSAGE BEACH
State	MO
Zip	65065-3484
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW SW
Jurisdiction	CAMDEN MO
Township / Civil Division	OSAGE
Census Block Group	4
Census Block	4010
Census Tract	950600

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1123 SPRING VALLEY RD, OSAGE BEACH, MO 65065-3484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2013
Deed Sale	May 6, 2013
Deed Document Number	0000736960
Deed Book / Page	736 / 960
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1123 SPRING VALLEY RD, OSAGE BEACH, MO 65065-3484
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	NOT AVAILABLE, ARROWHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 SPRING VALLEY RD, OSAGE BEACH, MO 65065-3484

Mortgage

Document Number	000350/777
Date	Dec 27, 2023
Book Page	350/777

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.87%
Type Change Date	Dec 22, 2028
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	13.8%

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (-4.42%)	$12,240 (-)	$64,421 (-)
2023		$12,240 (-)	$64,421 (-)
2022	$543.00	$12,240	$64,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 90% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20