Ocean County and Toms River Township property record for 1123 Ruby Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,344 sqft · built 1963 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jan 2017) |
| Tax Bill | $7,204 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01501-23-00004 |
| Primary APN | 08-01501-23-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1123 RUBY DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | 100X120 |
| Legal Subdivision | FAIRVIEW ESTATES SEC 03-D FINA |
| Legal Block | 1501 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 722702 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1123 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 25, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Prior Sale | May 23, 2002 · Amount on Record |
| Deed Document Number | 20179338 |
| Prior Transfer Date | Jul 24, 2007 |
| Prior Transfer Doc | 0137261073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1123 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0187400779 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 18740/779 |
| Instrument | 2021152375 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 25, 2017 |
| Property Address | 1123 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Document Number | 0166411106 |
| Book / Page | 01664 / 001106 |
| Instrument Date | Dec 7, 2016 |
| Instrument | 9338 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1123 RUBY DR TOMS RIVER NJ 087533028, TOMS RIVER, NJ 08753-3028 |
| Document Number | 166411112 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 016641/001112 |
| Instrument | 9339 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,700 (-) Land $128,000 Building $240,700 | $368,700 (-) Land $128,000 Building $240,700 | |
| 2025 | $7,204.00 (+7.3%) | $368,700 (-) Land $128,000 Building $240,700 | $368,700 (-) Land $128,000 Building $240,700 |
| 2024 | $6,714.00 (+9.12%) | ||
| 2023 | $368,700 Land $128,000 Building $240,700 | $368,700 Land $128,000 Building $240,700 | |
| 2022 | $6,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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