1123 Rossmore Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1123 Rossmore Ave, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,282 sqft · built 1929
Lot Size0.121 acres (5,314 sqft)
OwnerIndividual Name on Record
Tax Bill$2,165 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN118-0001-0117-00

Property Details

APN / Parcel Number

Primary APN118-0001-0117-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,282 sqft Living Area
1st Floor Area666 sqft
2nd Floor Area616 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 1929
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area5,314 sqft (0.121 acres)
Lot Dimensions101 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1123 ROSSMORE AVE
CityCINCINNATI
StateOH
Zip45237-5123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSSMORE AVE 50 X 101.25 IRR PT LOT A MARTHA RUFFNERS
Legal SubdivisionMARTHA RUFFNER
Legal Lot NumberA
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4008
Census Tract6400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
CINFED CU
Dec 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Sep 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2004
Deed SaleFeb 20, 2004
Deed Document Number9534
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123

Mortgage

Document Number0000075637
DateSep 30, 2025
Book Page15511/1759
Instrument2025-0075637
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123

Mortgage

Document Number0000087583
DateDec 14, 2023
Book Page15062/373
Instrument2023-0087583
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 1, 2028

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1123 ROSSMORE AVE, CINCINNATI, OH 45237-5123
Document Number0000082512
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 ROSSMORE AVE CINCINNATI OH 452375123, CINCINNATI, OH 45237-5123

Mortgage

Document Number0000082512
DateSep 17, 2018
Book Page013754/001268
Instrument82512
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 16, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,165.00 (+3%)$34,955 (-) Land $5,576 Building $29,379
2024$2,102.00 (-2.14%)$34,955 (-) Land $5,576 Building $29,379
2023$2,148.00 (+56.1%)$34,955 (+74.65%) Land $5,576 Building $29,379$99,870 (+74.66%) Land $15,930 Building $83,940
2022$1,376.00 Homeowner's exemption$20,014 Land $4,771 Building $15,243
2020$57,180 Land $13,630 Building $43,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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